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List the reasons why you think you are not a millionare?
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1) born to a middle class family
2) haven't won the lottery
3) married for love and not money
4) drowning in student loan debt
5) don't know how to program (working on this)
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1) wasn't born to one
2) never made enough money to become one
1) I haven't thought of the next big thing
2) I did not focus on networking in high school
3) I can't find a job... Or a job can't find me?
4) I can't think of a budget to do with $1 million (I'd probably spend about 10% of it on Tabletop gaming items and building a ultimate gaming computer and setup (prolly 3 or 6 projectors... Or monitors. And a house, and budget the money so I can have lots of pizza.)
5) Luck says no.
2) never made enough money to become one
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Why can't you make enough money?
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1) I am not motivated or clever enough to become a millionaire through any means other than luck.
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2) never made enough money to become one.
Why can't you make enough money?
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I'm comfortable. Is there some reason I need to be a millionaire?
Not a lot of money in the environment business
Not a lot of need for a forester with a broken foot.
Not a lot of need for a large male with a broken back.
Don't have the money to get an idea patented properly.
1)Middle class.
2)Live within my means comfortably (I don't overreach)
3)Happily married to a good woman who loves me for me and not money.
4)Most of our spare money goes towards stuff that wont depreciate in value much or expire. Firearms, ammunition, medical supplies, non-perishable food, and gasoline.
5)Haven't finished my degree yet. (25yo)
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I am not a millionaire because I don't have a million dollars.
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1) I chose teaching over a profession that actually paid a salary.
2) We allow our outflow to match our income, leading to a very happy life at the moment, without obsessing over money.
3) What's the point of dying a millionaire? Shows you spent your money poorly...
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List the reasons why you think you are not a millionaire.
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Fify. I didn't learn much in public school, but I did learn that question marks don't go at the end of commands.
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3) What's the point of dying a millionaire? Shows you spent your money poorly...
Keep in mind very few people actually have millions upon millions just stored away in the bank. Sustainable fortunes generally come by in the way of assets. I wouldn't say it is necessarily a mark of poor spending.
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List the reasons why you think you are not a millionaire.
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Fify. I didn't learn much in public school, but I did learn that question marks don't go at the end of commands.
How plutocrati'c of, you, comrade..¿
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1. Wasn't born one.
2. Don't know anybody else who is.
3. Didn't win the lottery, a game show, or happen to be in the right place at the right time for some fortuitous event.
4. Live in the United States during a time period where if the above are not true, the system is rigged against you ever becoming a millionaire.
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Like everyone else in the world that isn't a millionaire, my long series of bad choices began with picking the wrong parents. That one alone virtually ensures you will never become a millionaire, or for that matter even seriously upgrade from the class into which you were born. I compounded that error by being born in one of the most income immobile, stratified societies in the developed world in a period when such inequalities and lack of mobility were on the upswing, and then, not quite satisfied yet, I further chose to be born in a mostly-empty hinterland of said nation thereby depriving me of the numerous advantages I could have accrued from simply being born in an upscale school district or somewhere with access to several very good universities.
Some, trying to duck their personal responsibility for their lot in lives, will say that all of that stuff is luck or not really choices. But we know differently. That's just a story losers tell to console themselves. The truth is that if we really deserved it, we would have picked the correct parents to start with. Entirely our fault for not reading the pamphlets thoroughly.
Like everyone else in the world that isn't a millionaire, my long series of bad choices began with picking the wrong parents. That one alone virtually ensures you will never become a millionaire, or for that matter even seriously upgrade from the class into which you were born. I compounded that error by being born in one of the most income immobile, stratified societies in the developed world in a period when such inequalities and lack of mobility were on the upswing, and then, not quite satisfied yet, I further chose to be born in a mostly-empty hinterland of said nation thereby depriving me of the numerous advantages I could have accrued from simply being born in an upscale school district or somewhere with access to several very good universities.
Some, trying to duck their personal responsibility for their lot in lives, will say that all of that stuff is luck or not really choices. But we know differently. That's just a story losers tell to console themselves. The truth is that if we really deserved it, we would have picked the correct parents to start with. Entirely our fault for not reading the pamphlets thoroughly.
It's also possible to be born with the natural ability to become an outstanding A-list athlete, entertainer, or become well-known from a Youtube video, and capitalize on your 15 minutes that way.
99.9% of the world are not, and never will be so rich. Most people work hard just to stay fed, if they can get food.
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Like everyone else in the world that isn't a millionaire, my long series of bad choices began with picking the wrong parents. That one alone virtually ensures you will never become a millionaire, or for that matter even seriously upgrade from the class into which you were born. I compounded that error by being born in one of the most income immobile, stratified societies in the developed world in a period when such inequalities and lack of mobility were on the upswing, and then, not quite satisfied yet, I further chose to be born in a mostly-empty hinterland of said nation thereby depriving me of the numerous advantages I could have accrued from simply being born in an upscale school district or somewhere with access to several very good universities.
Some, trying to duck their personal responsibility for their lot in lives, will say that all of that stuff is luck or not really choices. But we know differently. That's just a story losers tell to console themselves. The truth is that if we really deserved it, we would have picked the correct parents to start with. Entirely our fault for not reading the pamphlets thoroughly.
It's also possible to be born with the natural ability to become an outstanding A-list athlete, entertainer, or become well-known from a Youtube video, and capitalize on your 15 minutes that way. I'm willing to bet that George Zimmerman has at least a million in his defense fund.
99.9% of the world are not, and never will be so rich. Most people work hard just to stay fed, if they can get food.
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99.9% of the world are not, and never will be so rich. Most people work hard just to stay fed, if they can get food.
According to Forbes, there are 10 million people with more than 1 million USD in the world. So technically that would be 99.86% if we take the latest official world population figure from the UN.
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According to Forbes, there are 10 million people with more than 1 million USD in the world. So technically that would be 99.86% if we take the latest official world population figure from the UN.99.9% of the world are not, and never will be so rich. Most people work hard just to stay fed, if they can get food.
Pardon me. I hate to be so wildly inaccurate.
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Pardon me. I hate to be so wildly inaccurate.According to Forbes, there are 10 million people with more than 1 million USD in the world. So technically that would be 99.86% if we take the latest official world population figure from the UN.99.9% of the world are not, and never will be so rich. Most people work hard just to stay fed, if they can get food.
Your statistics are bad and you should feel bad.
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Your statistics are bad and you should feel bad.
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Your statistics are bad and you should feel bad.
*nods in approval*
1) I was not born into money.
2) I have not had the time, desire, or ability to come up with an idea that would land me 1mil+
3) The above is true for the rest of my family so no money from gifts.
4) A long list of "wrong" choices I have made in my life...joining the Army, marrying for love, picking the "wrong" major in college, lack of developing my creative abilites, etc.
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1) Drugs
2) Laziness
3) Crippling lack of ambition
I always liked the line from Citizen Kane, "Well, it's no trick to make a lot of money...if all you want is make a lot of money." Not saying it's true, but I always liked the line.
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1) I'm too lazy and don't have enough time.
2) I'm too afraid of taking risks with the money that I have.
3) If I did become that rich I would probably start feeling like I should donate large portions of the wealth.
4) If I came even close to becoming a millionaire the government would try to take my money, and I wouldn't know all the tax loopholes needed to stop them.
1) The Great Recession.
Our retirement portfolio was approaching $1M in value in 2008, and then it lost two-thirds of its value.
Also that year, the company my wife worked for went under, so she lost her job. She still hasn't found a job that pays even half what her old one paid. So, we're not investing nearly as much as we used to-- meaning that our portfolio is only barely outpacing inflation.
Fortunately, I still have 20 years to regain most of what's been lost in that regard, but it's looking like my retirement won't be nearly as much fun as I had been hoping.
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The system we live in rewards people for cheating others out of their money. Those at the with lots of money try to keep it that way. Not having been born at the top, I need to actually work my way up.
Mix all of that with too much honesty and not enough social graces, leaves me struggling.
The system we live in rewards people for cheating others out of their money.
Cool.
So the cheaters cheat you. Then other cheaters cheat them, and then
other cheaters get involved, and soon all the cheaters have an equal
amount of money.
Is that right? And you're left with naught because you're not a cheater.
So where does your money come from? Do you work for it?
But then where does the money you get paid come from??
Oh, you work for cheaters. I get it now.
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I was almost a millionaire once. Then the doorbell rang and it was that gal durn lochness monster! He bends down and looks me in the eye and says
Can uh... Can I borrow tree fiddy?
Gol durn lochness monster.
The system we live in rewards people for cheating others out of their money.Huh?
If the system rewards cheaters, then your employer must be a cheater.
If not you would lose your job as the company goes out of business.
(either because your employer is not a cheater and not being rewarded,
or a better cheater got your employer's goods.)
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Well, I'm a first-level commoner, and we don't even have a starting wealth roll. If we did, I'd be willing to bet it's something like 1d2*5 cp. And even the wealthiest classes can only get a max of 300 starting wealth!
So, yeah. Millionaire status is a long ways off.
The system we live in rewards people for cheating others out of their money.Huh?
If the system rewards cheaters, then your employer must be a cheater.
If not you would lose your job as the company goes out of business.
(either because your employer is not a cheater and not being rewarded,
or a better cheater got your employer's goods.).
Yeah, because capitalism is based on rigorous honesty, and a moral imperative to never buy influence, create monopolies, start wars, or screw workers out of anything, ever. LOL
Yeah, because capitalism is based on rigorous honesty, and a moral imperative to never buy influence, create monopolies, start wars, or screw workers out of anything, ever. LOLThe system we live in rewards people for cheating others out of their money.Huh?
If the system rewards cheaters, then your employer must be a cheater.
If not you would lose your job as the company goes out of business.
(either because your employer is not a cheater and not being rewarded,
or a better cheater got your employer's goods.).
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That's what I said.
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Paizo.com is a company. Is Paizo also based on capitalism?
Lisa and Vic are millionaires, but their employees will never be.
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The current system is set up to require money for mere survival. Money is therefore the defacto measurement for success in life, therefore getting more money raises your status in society in addition to easier and more enjoyable life, but that all depends on their being an inequality. So people get more money, status, neccesseties, power, and prestige from cheating others out of their money. Workers don't own their work, instead they get paid a few bits, just enough to keep them working. If they got paid an even share for their work, the people who owned the bussiness wouldn't make very much.
Any one person benefits by giving less to others, and by takeing more from others, this is why I say the system rewards cheating others. This is true in every economic system I have seen in use, that runs on money.
There are alternatives, even ones that still have money, where people gain more status, power and prestige based on something other than money, but the people in power now wouldn't have their power in these alternate systems, as in these alternate systems power has a limit, so don't expect to ever see those alternatives.
So the cheaters cheat you. Then other cheaters cheat them, and then
other cheaters get involved, and soon all the cheaters have an equal
amount of money.Is that right? And you're left with naught because you're not a cheater.
Actually...this is a remarkably succinct representation of my views of capitalism.
The idea is if everyone works hard and tries to screw everyone else, that on the balance, things will work out. Except that some people aren't scumf@$*s and are actually honest joes (or janes), and they never do the screwing they just get screwed.
On the topic, though, I'm not a millionaire because I don't care to be. I think making money you don't work for is unethical, so I don't play the stock market.
I would quite like to be a hundred-thousandaire though. Ya know, middle class. I've only ever aimed for the comfortable middle.
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Paizo.com is a company. Is Paizo also based on capitalism?Lisa and Vic are millionaires, but their employees will never be.
I've said it before and I'll say it again:
Down with Paizo!
Vive le Galt!
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I've said it before and I'll say it again:Down with Paizo!
Vive le Galt!
No Paizo means no Galt, comrade.
The system we live in rewards people for cheating others out of their money.Cool.
So the cheaters cheat you. Then other cheaters cheat them, and then
other cheaters get involved, and soon all the cheaters have an equal
amount of money.Is that right? And you're left with naught because you're not a cheater.
So where does your money come from? Do you work for it?
But then where does the money you get paid come from??Oh, you work for cheaters. I get it now.
I highlighted the false part. You assume an equal amount of cheating or even cheating on the same scale.
But doesn't every system with rules reward the cheater? If anything, I'd say Capitalism at least gives more people the opportunity to cheat!
More seriously, I come from a pretty rich family composed of hard-working people for whom integrity is paramount, though, so maybe my perspective on millionaires is different. Sure there are a lot of scumbags, but in my experience, for each one of those there are ten who made it the right way.
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Sure there are a lot of scumbags, but in my experience, for each one of those there are ten who made it the right way.
Of the non-millionaires I know, who far outnumber any millionaires I know, There are few who "made it" at all.
Pensions are shattered, factory jobs are gone. Lots of them tried to play by the rules, but the rules changed.
Worker bees are a dime a dozen. Their needs are not a part of the global equation.
I highlighted the false part. You assume an equal amount of cheating or even cheating on the same scale.The system we live in rewards people for cheating others out of their money.Cool.
So the cheaters cheat you. Then other cheaters cheat them, and then
other cheaters get involved, and soon all the cheaters have an equal
amount of money.Is that right? And you're left with naught because you're not a cheater.
So where does your money come from? Do you work for it?
But then where does the money you get paid come from??Oh, you work for cheaters. I get it now.
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oooh.. good point. Now I will have put "some kind" of distribution
over Cheating Skill/Level and re-run all my simulations.
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The ransom would not pay for the family.
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The ransom would not pay for the family.
That's why I stopped kidnapping people. You can't get to the rich ones, and the poor ones still have some guns.
Too much trouble. Damn those gated communities!
I am a millionaire, I just forgot where I put all my money.
Honest, I'm good for it.