Scythia |
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See, my Elven Curve blade belonged to my mother, and her mother before her. My character was bequeathed it as a child 70 years ago. I shouldn't have to pay for it.
That's why. You can create an in-game backstory reason that your character should/could have nearly anything. Equipment costs exist to create appropriate first level balance. If it's something you're sure they owned for years, don't think of it as them buying it right before the game, think of it as that being part of the total value of their belongings.