Goblinworks Executive Founder
|
Yes, all due respect to GW, even very big AAA enterprises can be hacked nowadays, so I must admit that I have a very hard time paying with my visa on GW's store. It's getting a little boring, to create a virtual card each time I must pay something.
I wouldn't mind a supplementary fee to cover PayPal, if really necessary.
CEO, Goblinworks
|
There are issues with the PayPal terms of service which make it difficult for us to take payment via that mechanism at this time. PayPal requires that all goods be delivered within 30 days of purchase, which we obviously cannot do in many cases. Once we have moved through the first month of Early Enrollment we'll be able to re-evaluate this problem.
I note that many Kickstarters and other games ignore these terms, but we cannot. Paizo does a HUGE business with PayPal and we cannot do ANYTHING that could jeopardize their relationship with PayPal. So until we're able to strictly comply with PayPal's terms, we're not offering that as a payment mechanism.
(On a side note, there's no way I would consider PayPal a more secure or less likely to be compromised payment system than the Visa/MC network. The money being spent on fraud detection and PCI compliance for the credit card system is probably more than the total profit PayPal makes. YMMV.)
|
Goblinworks Executive Founder
|
(On a side note, there's no way I would consider PayPal a more secure or less likely to be compromised payment system than the Visa/MC network. The money being spent on fraud detection and PCI compliance for the credit card system is probably more than the total profit PayPal makes. YMMV.)
Indeed, but anyway, there is less risk when your credit card isn't on many databases.
|
Goblin Squad Member
|
...when your credit card isn't on many databases.
Unfortunately but predictably, every single bank in the world is on the database of every technically-proficient criminal organisation. No bank today goes more than minutes--usually far far less--without an attempt to break into their systems.
|
Goblin Squad Member
|
...when your credit card isn't on many databases.Unfortunately but predictably, every single bank in the world is on the database of every technically-proficient criminal organisation. No bank today goes more than minutes--usually far far less--without an attempt to break into their systems.
A lot of those attempts are successful. It is hard to get figures as major financial institutions are unlikely to report major losses, they prefer to reimburse the account holder and keep it quiet as the negative publicity from a large loss outweighs any benefit from reporting the criminal activity.
|
Goblin Squad Member
|
I don't see your point.
When they're already doing everything they can to hack your actual bank, PayPal's not adding much to the security equation versus a credit card. They're trying to hack PayPal, your card(s), your bank, your telephone company, your electric company, your insurance companies...
Individual consumers lost the ability to increase their security materially a decade or more ago. It's all in the hands of the various companies now, as you're affected by their vulnerabilities.
|
Goblin Squad Member
|
There are issues with the PayPal terms of service which make it difficult for us to take payment via that mechanism at this time. PayPal requires that all goods be delivered within 30 days of purchase, which we obviously cannot do in many cases. Once we have moved through the first month of Early Enrollment we'll be able to re-evaluate this problem.
I note that many Kickstarters and other games ignore these terms, but we cannot. Paizo does a HUGE business with PayPal and we cannot do ANYTHING that could jeopardize their relationship with PayPal. So until we're able to strictly comply with PayPal's terms, we're not offering that as a payment mechanism.
(On a side note, there's no way I would consider PayPal a more secure or less likely to be compromised payment system than the Visa/MC network. The money being spent on fraud detection and PCI compliance for the credit card system is probably more than the total profit PayPal makes. YMMV.)
[Emphasis mine] Sorry Ryan, quick question - this is confusing to me - I thought Paizo didn't allow people to pay for things with Paypal?
|
Goblin Squad Member
|
[Emphasis mine] Sorry Ryan, quick question - this is confusing to me - I thought Paizo didn't allow people to pay for things with Paypal?There are issues with the PayPal terms of service which make it difficult for us to take payment via that mechanism at this time. PayPal requires that all goods be delivered within 30 days of purchase, which we obviously cannot do in many cases. Once we have moved through the first month of Early Enrollment we'll be able to re-evaluate this problem.
I note that many Kickstarters and other games ignore these terms, but we cannot. Paizo does a HUGE business with PayPal and we cannot do ANYTHING that could jeopardize their relationship with PayPal. So until we're able to strictly comply with PayPal's terms, we're not offering that as a payment mechanism.
(On a side note, there's no way I would consider PayPal a more secure or less likely to be compromised payment system than the Visa/MC network. The money being spent on fraud detection and PCI compliance for the credit card system is probably more than the total profit PayPal makes. YMMV.)
Maybe Paizo pays other companies through PayPal? (Joke)
Or they allow wholesalers and retailers to pay Paizo with PayPal, but not direct customers?
Note: Edited to point out the joke.
|
Goblin Squad Member
|
Is there another factor that makes PayPal better than paying GW with a credit or debit card for some people? Chris Christian 882 didn't weigh in on the "more secure method" debate, but seems unwilling or unable to use anything else. Is it an international finance issue?
There is some sort of insurance with paypal people like.
Also under 18s often have access to paypal but not credit cards.
|
Goblinworks Executive Founder
|
| 1 person marked this as a favorite. |
When they're already doing everything they can to hack your actual bank, PayPal's not adding much to the security equation versus a credit card. They're trying to hack PayPal, your card(s), your bank, your telephone company, your electric company, your insurance companies...
Individual consumers lost the ability to increase their security materially a decade or more ago. It's all in the hands of the various companies now, as you're affected by their vulnerabilities.
I am 100% more confident in PayPal & le Crédit industriel et commercial (My bank), than https://goblinworks.com/'s database.
It's not an insult toward GW, I don't trust Blizzard or CCP with my credit card neither. Neither do I porn website btw.
So, GW Can't use PayPal for now, it's okay, I can do without it, I would just use VCC, it is not a big deal. But I look forward to use PayPal.
|
Goblin Squad Member
|
I am 100% more confident in PayPal & le Crédit industriel et commercial (My bank), than https://goblinworks.com/'s database.
It's not an insult toward GW, I don't trust Blizzard or CCP with my credit card neither. Neither do I porn website btw.
(to agree with this)
While I'm not necessarily more confident of Paypal, it's undeniable that having your credit card in one online database is more secure than having it in two.
|
Goblin Squad Member
|
Is there another factor that makes PayPal better than paying GW with a credit or debit card for some people? Chris Christian 882 didn't weigh in on the "more secure method" debate, but seems unwilling or unable to use anything else. Is it an international finance issue?There is some sort of insurance with paypal people like.
Also under 18s often have access to paypal but not credit cards.
Interesting. Thanks.
|
Goblin Squad Member
|
I use Paypal a lot, but what I never could understand is why you still only need a password to get into your account. No authenticator, or coin-lock thing or anything. I feel that my SWtOR account (with authenticator) is safer then my Paypal account.
Or am I seeing this wrong?
And those authenticators don't work well, I used a key for SWTOR, and a year an a half after I quit I decided to check it out again, come to find some Ukrainian hacked my account a few months after I left, and changed my security questions and language settings. Got the BioWare side fixed, but for some reason the EA side didn't change, but I hate EA and don't use that account so it is sitting there, because I care less about the account than my desire to deal with EA customer support.
