Downtime question: spending capital


Rules Questions


I'm planning for my wizard character to spend downtime researching a new spell. The rules read:

Quote:
Pay 100 gp × the spell’s level for research costs and rare ingredients. You may spend Goods or Magic toward this cost.

So ... what's the rate of return on that capital? Specifically, I spend time (and gold) to get the Magic capital, then buy the capital at the "earned" rate, then if I turn around and spend it here, how many GP does the Magic capital sub for?


The earned rate you buy Magic Capital is 50 GP; this can be used to pay the cost of 100 GP worth of costs. So If it costs you 100 GP to research your spell, you spend 1 day generating 1 Magic Capital, spend the 50 GP Earned Cost, and then the following day during the correct phase of Downtime you spend that 1 Magic Capital to pay all 100 GP worth of the cost of research.

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