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So champions can select a mount as their divine bond. And for a small sized PC champion, a medium sized pony should theoretically work. Or a goblin riding a medium sized wolf after level 6 (the wolf is apparently too small to carry the gobbo from levels 3-5).
The problem is that these medium sized creatures don't get an increase to their carrying capacity for having extra legs, the way they did in 1st edition. Thus, they can carry a small sized creature... but not a small sized creature in the heavy armor, shield, and weaponry that a champion is likely to be wearing. The champion is just too heavy for their mount to avoid being encumbered. And what kind of mount would they be with the clumsy condition and slower speed?
Am I reading this correctly, or is there some way around this that I'm missing?
Actually, now that I'm doing the math, even a large sized horse will be straining to carry a medium sized champion in full gear, though at least they can actually pull it off without being encumbered... barely. The encumbrance rules for non-humanoids just seem off to me.