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I have looked through the guide, so no need to direct me there.
I was wondering, if it would be better to got paladin 2/monk3/CoI10/cleric4 (in that order) for a "body" CoI.
I am still really really unsure how to proceed here. but I am loving it as it meshes my favorite classes (paladin/monk/cleric) into one basically.
Has anyone played a champion? experiences with it? what would you have changed or built differently if at all?

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One level of Cleric gives you Channel Energy, which can be converted to Ki with a Bronze Gong. That means you will have an additional Cha+3 Ki points per day giving you additional Smite Evil/Chaos each day. Also you can qualify for guided hand if you don't mind spending the feats once you go Cleric, letting you use Wis to hit.

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If you are planning on a game going into the late teens, the I would look to Pal 2/Monk 3/CoI 10/Pal 5. Paladin is the strongest start if you are starting at level 1. Monk suffers from hit issues, whereas a full BAB, two good saves + Cha to saves, d10 HD and full array of Martial Weapons/Armor/Shields will help ease the pain of the early levels.
From this, I would recommend Monk 3, Paladin 7 and Champion of Irori 10. Paladin 7 will net you two additional Smite Evils, damage scaling with Smite Evil/Chaos, full BAB, two good saves, immunity to fear and disease, a small weapon buff (cannot take followers as a Champion of Irori), Lay on Hands scaling, Channel Energy option and first level Paladin spells. The other option is to go Monk 8, Pal 2 or some midway, but I think the extra Smite Evil, damage scaling, etc. well outweighs the benefits of the extra monk levels, especially after procuring Monk's Robes. This would be what I consider the traditional Monk-centered CoI build.
If you want a more Paladin-style build for CoI, then consider Ninja 2/Paladin 2/Monk 3/CoI 10/Paladin 3. This will let you forgo Wisdom and focus exclusively on Str/Con/Cha as your Ki Pool will be based off of Charisma. I would recommend the Master of Many Styles archetype to give up Flurry and gain useful Style feats like Dragon Style/Ferocity. By getting rid of Flurry and Wisdom, you can then use Full Plate (or Mithril Breastplate for movement) and a Shield to buff your AC without worrying about the penalties for wearing armor.
If you are planning on playing in PFS, then I would recommend no dips as it just delays CoI levels and makes the early levels even worse.
I am currently playing a CoI in PFS who follows the Paladin-centered build with Mithril Breastplate and a Shield and I have no regrets. The character is strong and awesome.
Also, I recommend Dragon Style feats for unarmed CoIs. Fey Foundling for any CoI (due to constant use of Lay on Hands).