Deep 6 FaWtL


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Pathfinder Roleplaying Game Superscriber; Pathfinder Starfinder Roleplaying Game Subscriber

7500 new posts, ain't no one got time for that!!!!


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Apparently, you do have time for nakedness, Justin.


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Pathfinder Roleplaying Game Superscriber; Pathfinder Starfinder Roleplaying Game Subscriber

even if I am nekkid.

Shadow Lodge

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THE PANTS CONFINE YOU! DOWN WITH PANTS!


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But not up with pants, because that is not only painful but also looks ridiculous.

Middling pants is about right.


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NobodysHome wrote:
Aniuś the Talewise wrote:
Thanks for the suggestion. I'm so financially ignorant that I couldn't tell you what makes a credit union different from a bank or a credit card company. :Þ

I'm sure Orthos or someone else will correct me with the finer details, but:

  • A bank provides a full suite of financial services (checking account, savings account, loans, etc.) and is a for-profit organization. They have the advantage of being ubiquitous. Everywhere you go in the U.S., you'll find a Bank of America or a Wells Fargo.
  • A credit union is a nonprofit bank. At least that's my impression. And you have to somehow qualify to join. The advantages are lower fees and better interest rates because they're not so worried about their profit margin. The disadvantages are that branches are few and far between, and most banks will charge you a fee if they have to deal with one, because they don't like them.
  • A credit card is just a company that will loan you money at a huge interest rate on your honesty alone. They make money two ways: They skim 1.5% of all transactions (paid for by the merchant), and they charge you around 15% annual interest on any money you don't pay back at the end of the month. They can be awesome (we get 1% of our purchases back in "Disney Dollars" from our Chase Disney card), but if you don't pay off the balance each month, it's painful.

  • cool!

    I found a credit union that's for state employees in my state, for which I think I qualify as a student employee at my state university.


    I wonder what people/orgs who work for profit do with said profit? Invest it? But then what do they do with what they gain from the investments? Invest it some more? But then what do they d


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    Hoard it, spend it, or feed it into an endless cycle of attempting to gain more money.

    That's really about all you can do with money.

    It's just that pretty much everything else in the entire world requires either spending money to gain, or hoarding money until you have enough to safely spend on gaining what you want while still having more hoarded aside to spend on other things you require.


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    Having a fanfic idea but needing to finish watching/reading the original story first


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    TOZ wrote:
    THE PANTS CONFINE YOU! DOWN WITH PANTS!

    great. Now I can't get the image of you running down the street pantsing people while shouting this at the top of your lungs out of my head.


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    why do they say over and over on ebay for this type of go board that the board has 18x18 lines when in the picture it is clearly 19x19? I can only think of several possibilities:

    Manufacturers originally reported the board being 18x18, either as a typo or because they might not actually know anything about go counted the spaces instead of the lines; and this was repeated by people who don't know anything about go. Since this is a cheap magnetic board with polypropylene pieces this is possible.


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    Freehold DM wrote:
    TOZ wrote:
    THE PANTS CONFINE YOU! DOWN WITH PANTS!
    great. Now I can't get the image of you running down the street pantsing people while shouting this at the top of your lungs out of my head.

    Nope, that was me.


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    got an email about a Bad Thing, felt was oddly calm about it. Maybe having something to do with the fact that I suspected it might happen.

    I remember the last time I got an email about this same sort of Bad Thing (which turned out to be a mistake), I think I was almost calm about it as well, which is surprising as I was in the lair of the dragon at the time and worse off psychologically than I am now.

    Silver Crusade

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    Aniuś the Talewise wrote:
    I wonder what people/orgs who work for profit do with said profit? Invest it? But then what do they do with what they gain from the investments? Invest it some more? But then what do they d

    Erm. The vast majority of people in the Western world work for profit. They spend their money on living. Mostly shoes and burritos.

    Except for those of us who work in finance. We convert the profits into bricks of $100 bills and use them for kindling.


    Celestial Healer wrote:
    Aniuś the Talewise wrote:
    I wonder what people/orgs who work for profit do with said profit? Invest it? But then what do they do with what they gain from the investments? Invest it some more? But then what do they d

    Erm. The vast majority of people in the Western world work for profit. They spend their money on living. Mostly shoes and burritos.

    Except for those of us who work in finance. We convert the profits into bricks of $100 bills and use them for kindling.

    shoes and food and so forth are expenses, I wouldn't consider those expenses part of the profit.

    Silver Crusade

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    Aniuś the Talewise wrote:

    got an email about a Bad Thing, felt was oddly calm about it. Maybe having something to do with the fact that I suspected it might happen.

    I remember the last time I got an email about this same sort of Bad Thing (which turned out to be a mistake), I think I was almost calm about it as well, which is surprising as I was in the lair of the dragon at the time and worse off psychologically than I am now.

    I hope the Bad Thing is a Not So Bad Thing.


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    Celestial Healer wrote:
    Aniuś the Talewise wrote:

    got an email about a Bad Thing, felt was oddly calm about it. Maybe having something to do with the fact that I suspected it might happen.

    I remember the last time I got an email about this same sort of Bad Thing (which turned out to be a mistake), I think I was almost calm about it as well, which is surprising as I was in the lair of the dragon at the time and worse off psychologically than I am now.

    I hope the Bad Thing is a Not So Bad Thing.

    It actually is a Pretty Bad Thing. I just don't feel pretty bad about it. Also fortunately it's something that can be turned around, assuming I know how to do it (which haha I don't)

    I've failed so hard at so many things in my life so far that all things being equal I've evidently learned how to stoically accept failure--It's being berated/insulted/yelled at by a person of authority over me (or at least someone who is sufficiently intimidating) that ruins me usually.


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    In Go there is a proverb that you should lose your first 100 games as quickly as possible.

    Unfortunately, you only get one life.

    Silver Crusade

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    Aniuś the Talewise wrote:
    Celestial Healer wrote:
    Aniuś the Talewise wrote:
    I wonder what people/orgs who work for profit do with said profit? Invest it? But then what do they do with what they gain from the investments? Invest it some more? But then what do they d

    Erm. The vast majority of people in the Western world work for profit. They spend their money on living. Mostly shoes and burritos.

    Except for those of us who work in finance. We convert the profits into bricks of $100 bills and use them for kindling.

    shoes and food and so forth are expenses, I wouldn't consider those expenses part of the profit.

    Now your getting into accounting profits vs economic profits. If a business brings in more revenue than it spends, it is turning an accounting profit that the owner(s) can use for living expenses or whatever. If you want to factor in the cost of living and the opportunity cost of running that business vs doing something else with one's time and money, you are raising the question of economic profit - that is, does the accounting profit cover cost of living and normal investment return for the capital required to run the business. If it profits beyond that point, it invites competitors to join the industry and undercut the prices of your business, until (theoretically and assuming no barriers to entry within the industry) the whole industry reaches equilibrium at 0 economic profit.

    *registers Anius for Economics classes*


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    Celestial Healer wrote:
    *registers Anius for Economics classes*

    Is this a "hey you would make a good student" comment or a "wow you fail so bad at this go learn something" comment cus I can't tell. This comment isn't sarcastic just extremely emotionally neutral.


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    Aniuś the Talewise wrote:
    Celestial Healer wrote:
    Aniuś the Talewise wrote:

    got an email about a Bad Thing, felt was oddly calm about it. Maybe having something to do with the fact that I suspected it might happen.

    I remember the last time I got an email about this same sort of Bad Thing (which turned out to be a mistake), I think I was almost calm about it as well, which is surprising as I was in the lair of the dragon at the time and worse off psychologically than I am now.

    I hope the Bad Thing is a Not So Bad Thing.

    It actually is a Pretty Bad Thing. I just don't feel pretty bad about it. Also fortunately it's something that can be turned around, assuming I know how to do it (which haha I don't)

    I've failed so hard at so many things in my life so far that all things being equal I've evidently learned how to stoically accept failure--It's being berated/insulted/yelled at by a person of authority over me (or at least someone who is sufficiently intimidating) that ruins me usually.

    damn. I'm sorry.


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    Aniuś the Talewise wrote:
    Celestial Healer wrote:
    *registers Anius for Economics classes*
    Is this a "hey you would make a good student" comment or a "wow you fail so bad at this go learn something" comment cus I can't tell. This comment isn't sarcastic just extremely emotionally neutral.

    knowing ch, I think this is more of a "people have NO IDEA what I do for a living, please take a class so I have someone to talk to!"

    Also, economics, accounting, and finance are two VERY different things.


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    Aniuś the Talewise wrote:
    Celestial Healer wrote:
    *registers Anius for Economics classes*
    Is this a "hey you would make a good student" comment or a "wow you fail so bad at this go learn something" comment cus I can't tell. This comment isn't sarcastic just extremely emotionally neutral.

    I read it as more "this is all I have to tell you in this limited environment, if you want more info you'll have to go into an in-depth educational study".


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    Orthos wrote:
    Aniuś the Talewise wrote:
    Celestial Healer wrote:
    *registers Anius for Economics classes*
    Is this a "hey you would make a good student" comment or a "wow you fail so bad at this go learn something" comment cus I can't tell. This comment isn't sarcastic just extremely emotionally neutral.
    I read it as more "this is all I have to tell you in this limited environment, if you want more info you'll have to go into an in-depth educational study".

    That works


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    I realized that one of the reasons why I favorite posts a lot is because it's a way of me saying "i'm cool with your post" because my responses are sometimes so flat in tone they might read like I disapprove of the post when I really don't


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    I have so many reasons why I favorite posts.

    Sometimes it's simply agreeing.

    Sometimes it's because "you have a good point" even if I don't necessarily agree. Kind of a "pay attention to this person" signal.

    Sometimes it's because it made me laugh.

    Sometimes it's because I want to find the post again later. (Though Lists are better for that.)

    And sometimes I'm not exactly sure why but it feels like the right thing to do.


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    Orthos wrote:

    I have so many reasons why I favorite posts.

    Sometimes it's simply agreeing.

    Sometimes it's because "you have a good point" even if I don't necessarily agree. Kind of a "pay attention to this person" signal.

    Sometimes it's because it made me laugh.

    Sometimes it's because I want to find the post again later. (Though Lists are better for that.)

    And sometimes I'm not exactly sure why but it feels like the right thing to do.

    Yep a lot of those are also reasons for me.

    Also it's a social media habit I developed.


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    And tacticslion favorites posts because theyre tacticslion.


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    It's all part of the Plan.

    Silver Crusade

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    Aniuś the Talewise wrote:
    Orthos wrote:
    Aniuś the Talewise wrote:
    Celestial Healer wrote:
    *registers Anius for Economics classes*
    Is this a "hey you would make a good student" comment or a "wow you fail so bad at this go learn something" comment cus I can't tell. This comment isn't sarcastic just extremely emotionally neutral.
    I read it as more "this is all I have to tell you in this limited environment, if you want more info you'll have to go into an in-depth educational study".
    That works

    Partially. And also: you seem curious and are asking the right questions. I always thought Econ would be dull, but the more I learn the more fascinated I become about how it all works. If you're curious, dive in - the more you learn, the more questions you will have.


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    Aniuś the Talewise wrote:
    And tacticslion favorites posts because theyre tacticslion.

    Hopefully, for the sake of this world, there is only one of me.

    ... and yet, I have become a father. I REGRET NOTHING~!


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    Celestial Healer wrote:
    Aniuś the Talewise wrote:
    Orthos wrote:
    Aniuś the Talewise wrote:
    Celestial Healer wrote:
    *registers Anius for Economics classes*
    Is this a "hey you would make a good student" comment or a "wow you fail so bad at this go learn something" comment cus I can't tell. This comment isn't sarcastic just extremely emotionally neutral.
    I read it as more "this is all I have to tell you in this limited environment, if you want more info you'll have to go into an in-depth educational study".
    That works
    Partially. And also: you seem curious and are asking the right questions. I always thought Econ would be dull, but the more I learn the more fascinated I become about how it all works. If you're curious, dive in - the more you learn, the more questions you will have.

    Like vikings! or go!

    (Oh crap I just put go on the same level as vikings in my interests. I'll have to become an amateur dan now)


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    Treppa wrote:


    ♪♫
    Ben, the two of us need look no more.
    We both found what we were looking for.
    ♫♪

    OK, so you know how whenever you think of a song you haven't heard in years, you start hearing it? Guess what was playing at the dentist's office about an hour after I made this post? Sure, it was a Muzak version, but that makes it all the more horrible.


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    Aniuś the Talewise wrote:
    this documentary is decent as historical fiction, but I wouldn't show it in an anthropology class as a means of study

    Which documentary?


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    David M Mallon wrote:
    Aniuś the Talewise wrote:
    this documentary is decent as historical fiction, but I wouldn't show it in an anthropology class as a means of study
    Which documentary?

    I don't know, I only saw the second half of it and never heard the title

    It was mostly a story about a fictional group of hunter gatherers in ice age europe with occasional clips of interviews from anthropologists. So mostly historical fiction.


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    Aniuś the Talewise wrote:
    Orthos wrote:
    Aniuś the Talewise wrote:
    I have a paycheck with 188.02 USD on it. How do I cash this check for free, without paying any of that money, nor any other money in my possession, so that after I cash the check, I am 188.02 USD richer?
    If you don't have a bank account or direct deposit (and even then, some places and/or some employers charge a DD fee), you're pretty much completely out of luck.

    There's a bank account somewhere in the world that I opened up as a kid and didn't seriously do anything with since, although something I read on the internet suggests that the same bank the check came from will do it without a fee

    So I guess that means I need an account at the same bank?

    Depends on the bank. It probably wouldn't be worth the hassle to track all that shit down, though. I'm not sure how it is out by where you live, but around here, Tops grocery stores will cash non-personal checks for $2, and any Wal-Mart in the country will cash non-personal checks for $3.


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    Freehold DM wrote:
    Aniuś the Talewise wrote:
    Celestial Healer wrote:
    *registers Anius for Economics classes*
    Is this a "hey you would make a good student" comment or a "wow you fail so bad at this go learn something" comment cus I can't tell. This comment isn't sarcastic just extremely emotionally neutral.

    knowing ch, I think this is more of a "people have NO IDEA what I do for a living, please take a class so I have someone to talk to!"

    Also, economics, accounting, and finance are two VERY different things.

    thumps down big ass boulder onto a table, hands everyone safety glasses, earplugs and a chop saw with a diamond tipped blade

    Can we talk stone cutting, I could use someone to talk stone cutting with.


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    Orthos wrote:
    Aniuś the Talewise wrote:
    what does it mean to order a check? Does it mean to write a check to another person?
    I work in accounting and I still manage to find it surprising that people still use physical checks these days.

    People don't use checks anymore? I pay all of my bills with physical checks.


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    captain yesterday wrote:
    Freehold DM wrote:
    Aniuś the Talewise wrote:
    Celestial Healer wrote:
    *registers Anius for Economics classes*
    Is this a "hey you would make a good student" comment or a "wow you fail so bad at this go learn something" comment cus I can't tell. This comment isn't sarcastic just extremely emotionally neutral.

    knowing ch, I think this is more of a "people have NO IDEA what I do for a living, please take a class so I have someone to talk to!"

    Also, economics, accounting, and finance are two VERY different things.

    thumps down big ass boulder onto a table, hands everyone safety glasses, earplugs and a chop saw with a diamond tipped blade

    Can we talk stone cutting, I could use someone to talk stone cutting with.

    Sure thing. cutting is what it is called when you place a stone between groups of your enemies stones so as to prevent the enemy from connecting them and forming a stronger group. it's pretty useful for eating into weak boarders on territories, and making it harder for enemy groups to live.


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    Freehold DM wrote:
    Also, economics, accounting, and finance are two VERY different things.

    "One, two, five!"

    "Three, sir!"

    "Three!"

    BOOM!


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    Freehold DM wrote:
    Also, economics, accounting, and finance are two VERY different things.

    Only two?


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    I like to use a permanent marker for marking my cuts, that way I can use water and it doesn't disappear.


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    I have realized that I have never lived my life in a practical manner and have no intention of doing anything practical with my life either.

    My truest aspirations in life are mainly to study old things, dress up like a viking and swing weapons, pet cats, kill nazis and write/draw my stories, none of which adds up to a practical living, since the life of an anthropologist is hard.

    Oh well! This hole was made for me!


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    David M Mallon wrote:
    Orthos wrote:
    Aniuś the Talewise wrote:
    what does it mean to order a check? Does it mean to write a check to another person?
    I work in accounting and I still manage to find it surprising that people still use physical checks these days.
    People don't use checks anymore? I pay all of my bills with physical checks.

    People do, I'm just surprised to see it.

    Everything I pay electronically except for the occasional cash transaction. I don't even own a checkbook. The only place I tend to see a lot of checks in my day-to-day life is church contributions.


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    ... that has got to be some kind of record. That post was favorited before my page finished loading from posting it. =)


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    It has occurred to me that it isn't so much that horror has no effect on me so much as I have an unusual reaction.

    My reaction to something incredibly disturbing is sometimes to be fascinated by it, investigate it, and learn more about it.


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    Yesterday, today and tomorrow are sucking big time.


    1 person marked this as a favorite.

    I always wanted to be an Archaeologist, but at least I get to build things future archeologists will dig up (I was the foundation guy:-D)

    I also wanted to be a Ranger, that one I'm fairly confident I could pull off, it's a contingency plan tho.

    I was pretty sure I was going to be a rock star, that was a wash, musically speaking I suck, which I've come to accept.

    I was going to be a rising culinary star, did fairly well, made bread for Paul McCartney and Dave Matthews at one place, but at such a young age couldn't stomach the backstabbing and politicking that kitchens are lousy with.

    Working with kids or stone cutting and driving heavy machinery are my true calling


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    Orthos wrote:
    ... that has got to be some kind of record. That post was favorited before my page finished loading from posting it. =)

    And it wasn't by me?! Noooooo~!

    Well played A. Well played...


    2 people marked this as a favorite.
    Tacticslion wrote:
    Orthos wrote:
    ... that has got to be some kind of record. That post was favorited before my page finished loading from posting it. =)

    And it wasn't by me?! Noooooo~!

    Well played A. Well played...

    Losing a step there old man:-D

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