By "loot" do you mean Loot cards (e.g., Pirate's Favor)? Or do you just mean boons?
Regardless, there isn't any stash option (to draw upon the Pathfinder Adventures game term). So any Loot/boon cards that aren't kept when decks are rebuilt are gone and not available. The only cards your character can give to the other characters are those in your character's deck (and if you are willing to "lose" good cards by giving them away at the start of a scenario, feel free). When those other characters can rebuild their decks (after playing a scenario), they would only have access to the cards to which they are entitled, so any Loot cards that they haven't earned (because they haven't successfully completed the scenario(s) in which those Loot cards were listed as rewards) would not be available for deck rebuilding.
My suggestion is to play a different party. Since the game box can support up to six characters and you and your friends comprise a four-character party, you could play a separate two-character party. One of those characters can even be the same character that you're using with your friends' four-character party (you just need to be careful about distinguishing between the two characters, their feats, and their decks). This will allow you to play through scenarios/adventures at your pace with your two-character party, getting a feel for those scenarios/adventures and the strategies you might want to use with the four-character party. This won't affect game balance (e.g., bringing a character that has progressed two adventures past the current adventure), though you may thin out some of the cards with limited instances in the box (you can mitigate this by writing deck contents down and returning cards to the box for the other party).
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Yes to both questions.
The "play four characters solo" bit changes things a bit. I had inferred that you were going to solo play your character. If you are going to solo play all four characters, the results will be similar to if your entire group was playing. The only change in the dynamic will be that players won't have as much control over how their characters advance and how their decks are composed; but if they trust you to advance their characters for them, I suppose that's all well and good.
If it helps communicate, the game term is "Plunder".
Um, no? I don't think anyone was talking about plunder. "Plunder" is a much more specific term. It refers to specifically to boons acquired by way of the plunder table, which generally sit under your ship, though occasionally you're instructed to put one straight into your hand. If the game asks you to take a plunder card from the box, you can't just pick whatever boon you like, you're supposed to roll on the table.
Pretty sure they were just talking about boons acquired during the scenario through any means, which includes plunder, loot, and boons you encounter.
I think that plunder fell under the rubric of what he was asking about, but in addition to the other boons/loot. And all of the responses given were applicable to plunder, too, so it's not a big deal.