On the good news side of things, the Fed is not increasing interest rates. Makes it a great fourth quarter to buy a home in. W00t!
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So, I used to think that Jill Stein might be a loon, but at least we agreed on some fairly progressive ideas. Turns out, she thinks that in the problems between the US and Russia, Putin is completely innocent and just reacting to an overmilitarized US.
While I agree that the US foreign policy is too militaristic, Russia (or rather Putin) is not the world's savior.
Jill Stein thinks that a man who has journalists assassinated is a good partner for protecting human rights.
On the good news side of things, the Fed is not increasing interest rates. Makes it a great fourth quarter to buy a home in. W00t!On the bad news side of things, the Fed thinks the economy still isn't strong enough to raise interest rates.
They expect to soon enough according to the article I just read. They're making ready to do so come 2017.
On the bad side of things, I'm still broke enough to realize my economy is not strong. My kung fu may be other, though.
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On the good news side of things, the Fed is not increasing interest rates. Makes it a great fourth quarter to buy a home in. W00t!On the bad news side of things, the Fed thinks the economy still isn't strong enough to raise interest rates.
Not necessarily.
Lowering interest rates can help promote growth as it makes money easier to move and more available to fun new business ventures (expansion or completely new). The problem is that it can create an abundance of cash, leading to inflated demand. Word choice there was intentional, because the fear is inflation. Essentially, phantom growth that only appears because money (borrowing) is cheap.
The economy is actually getting to a better place than we've been led to think. Wages last year actually grew significantly for the low and middle class. There are some surprising demographics that had big jumps, I don't remember the specifics though, so I'm loathe to name them, but some included high school drop outs.
Even with this growth happening right now, we're not seeing inflation. Since inflation is the primary danger of cheap borrowing, if it's not manifesting, there's no reason to raise interest rates.
I agree that the economy isn't as good as we'd like or could be, but it's gotten better than the political rhetoric would lead one to believe.
So, I used to think that Jill Stein might be a loon, but at least we agreed on some fairly progressive ideas. Turns out, she thinks that in the problems between the US and Russia, Putin is completely innocent and just reacting to an overmilitarized US.
While I agree that the US foreign policy is too militaristic, Russia (or rather Putin) is not the world's savior.
Jill Stein thinks that a man who has journalists assassinated is a good partner for protecting human rights.
Honestly, I don't like Putin that much myself. Russia is a very bad neighbour to have in general, and Finland has learned that pretty quickly.
Despite that, I'd rather see the US and Russia getting along than at bad relations, since that tends to lead everyone else being forced to pick a side.
So far, Clinton has mostly spoken ill of Putin from what I've seen and heard. I certainly hope it is only talk, especially now that both the US and Russia have troops in the Middle East and such.
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So, I used to think that Jill Stein might be a loon, but at least we agreed on some fairly progressive ideas. Turns out, she thinks that in the problems between the US and Russia, Putin is completely innocent and just reacting to an overmilitarized US.
While I agree that the US foreign policy is too militaristic, Russia (or rather Putin) is not the world's savior.
Jill Stein thinks that a man who has journalists assassinated is a good partner for protecting human rights.
Honestly, I don't like Putin that much myself. Russia is a very bad neighbour to have in general, and Finland has learned that pretty quickly.
Despite that, I'd rather see the US and Russia getting along than at bad relations, since that tends to lead everyone else being forced to pick a side.
So far, Clinton has mostly spoken ill of Putin from what I've seen and heard. I certainly hope it is only talk, especially now that both the US and Russia have troops in the Middle East and such.
Did you guys ever get around to cloning Simo Häyhä?
Right now I'm thinking if Trump wins I should be ready to break out the
fallout shelter I had planned...
Right now I'm thinking if Trump wins I should be ready to break out the
fallout shelter I had planned...
Be positive! Think of it as a really robust game-cave.
With just me and the food I collected? Not sure that's a game cave...
If i had the capital, total doomsday prepper -- just in general, not due to this election cycle; been of that mindset for many years. Thomas, you build that shelter and stock some food; Turin, you get the solar panels and water filtration; Kobold's on literature detail; I'll bring the guns and more food.
EDIT: and don't forget your dice, pencils, and minis!!
With just me and the food I collected? Not sure that's a game cave...
You need to invite your game group with you and have enough food for them as well.
I have a game room in my basement. Unfortunately, I'd probably still die as it has a window in the room...so not deep enough or protected enough.
Edit: I already have access to clean water (sandpoint under the corner of the house, accessible by a piping and a pump to the basement for water, I also have ~3 months of food for around 6 people).
But, in the case of gamma radiation, we're all dead...sooooo....
Also...no guns...so if they come attacking us in zombie hordes...our only hope is remain quiet.
On the good news side of things, the Fed is not increasing interest rates. Makes it a great fourth quarter to buy a home in. W00t!On the bad news side of things, the Fed thinks the economy still isn't strong enough to raise interest rates.
I've heard that there is some who are moving to do what has been suggested (and supposedly implemented) in some places in Europe.
Have negative interest rates.
Of course, if that happened, how would one buy a home. I don't think any bank would be all that willing to lend money on a negative interest rate arena.
How would savings accounts work...you then need to pay the bank to have a savings account?
Better to save it under your mattress in that case.
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Hey, everybody!! DoomCon 2016 at Seitz's place!!
With just me and the food I collected? Not sure that's a game cave...You need to invite your game group with you and have enough food for them as well.
I have a game room in my basement. Unfortunately, I'd probably still die as it has a window in the room...so not deep enough or protected enough.
I live in North-East Texas, so most of us don't even have basements. We just have tornadoes.
On the good news side of things, the Fed is not increasing interest rates. Makes it a great fourth quarter to buy a home in. W00t!On the bad news side of things, the Fed thinks the economy still isn't strong enough to raise interest rates.I've heard that there is some who are moving to do what has been suggested (and supposedly implemented) in some places in Europe.
Have negative interest rates.
Of course, if that happened, how would one buy a home. I don't think any bank would be all that willing to lend money on a negative interest rate arena.
How would savings accounts work...you then need to pay the bank to have a savings account?
Better to save it under your mattress in that case.
Egads, we'd best not go the way of negative interest rates.
Besides, the Fed's rate isn't BobbieJoeSueRakshsasha's interest rate. The lenders would happily loan out at a smidgen lower than the present rates. Especially since they'd be liquidating every scrap of money invested in anything yielding negative interest.
Saving accounts, my guess, would either yield zero interest, cost you interest or simply be liquidated. Anything already super low-yield would be at risk... yeeesh.
I live in North-East Texas, so most of us don't even have basements. We just have tornadoes.With just me and the food I collected? Not sure that's a game cave...You need to invite your game group with you and have enough food for them as well.
I have a game room in my basement. Unfortunately, I'd probably still die as it has a window in the room...so not deep enough or protected enough.
The tornadoes should help keep the zombie hordes in check, right?
If i had the capital, total doomsday prepper -- just in general, not due to this election cycle; been of that mindset for many years. Thomas, you build that shelter and stock some food; Turin, you get the solar panels and water filtration; Kobold's on literature detail; I'll bring the guns and more food.
EDIT: and don't forget your dice, pencils, and minis!!
Gonna need a truck. Guessing if things are getting that bad, a bit of creative "resource acquisition" is called for. ;)
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The tornadoes should help keep the zombie hordes in check, right?I live in North-East Texas, so most of us don't even have basements. We just have tornadoes.With just me and the food I collected? Not sure that's a game cave...You need to invite your game group with you and have enough food for them as well.
I have a game room in my basement. Unfortunately, I'd probably still die as it has a window in the room...so not deep enough or protected enough.
Ooo, next series, ZOMNADO.
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Hey, everybody!! DoomCon 2016 at Seitz's place!!
So, here's a couple of questions.
1) What will you do if Hillary Clinton wins?
2) What will you do if Donald Trump wins?
Just curious as to how people will react due to how insanely polarizing this election cycle is.
Life goes on. there will still be bills to be paid, a household to manage.
That's why I'm bringing the guns.
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Ooo, next series, ZOMNADO.The tornadoes should help keep the zombie hordes in check, right?I live in North-East Texas, so most of us don't even have basements. We just have tornadoes.With just me and the food I collected? Not sure that's a game cave...You need to invite your game group with you and have enough food for them as well.
I have a game room in my basement. Unfortunately, I'd probably still die as it has a window in the room...so not deep enough or protected enough.
Just when you thought the tornado had passed .. just when the skies had cleared ... ZOMNADO scatters a vast horde of the brain eating living dead all over your farm! Rated "Nom" for excessive brain consumption and overpriced concession food.
...When did you get a job at The Asylum?
The tornadoes should help keep the zombie hordes in check, right?I live in North-East Texas, so most of us don't even have basements. We just have tornadoes.With just me and the food I collected? Not sure that's a game cave...You need to invite your game group with you and have enough food for them as well.
I have a game room in my basement. Unfortunately, I'd probably still die as it has a window in the room...so not deep enough or protected enough.
You'd think so, but the tornadoes actually just help the zombies cover ground faster. On the upside though, we never have any serious earthquakes. The last one we had was a mild aftershock from a quake up in Oklahoma. All it did was cause a picture frame or two to become slightly askew in one or two buildings across the state, but that was enough to be newsworthy around here.
Best get to work on those tornado control devices, amiright?
<.<
....
>.>
...
Oh yeah ...
...When did you get a job at The Asylum?
Huh, so that's where Tara Reid wound up.
Hrm ... "minimum job qualification: breathing" ... yep, right up my alley. ;)
I guess Finland's lucky for having no earthquakes, storms or floods.
The latter two can happen, but they are very minor compared to some other countries.
I guess Finland's lucky for having no earthquakes, storms or floods.
The latter two can happen, but they are very minor compared to some other countries.
Sure, right up until the Ring of Fire lights up, then you're hosed. ;)
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Make Mark Ruffalo nekkid by voting. I lol'd. Missus Turin likes the idea. She rawr'd. ^_____^
Meh --
What of the Citizens United ruling?
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On the good news side of things, the Fed is not increasing interest rates. Makes it a great fourth quarter to buy a home in. W00t!On the bad news side of things, the Fed thinks the economy still isn't strong enough to raise interest rates.I've heard that there is some who are moving to do what has been suggested (and supposedly implemented) in some places in Europe.
Have negative interest rates.
Nothing "supposedly" about it. Japan as well.
Of course, if that happened, how would one buy a home. I don't think any bank would be all that willing to lend money on a negative interest rate arena.
How would savings accounts work...you then need to pay the bank to have a savings account?
Better to save it under your mattress in that case.
I think you misunderstand. The central bank doesn't control bank-to-customer interest rates (except indirectly). It controls the interest rate that the banks get paid on their "cash" reserves (which of course are not actually "cash"). Banks receive deposits and then do with those deposits as they like, but the two big things that they do are either to deposit them with the central bank or re-lend the deposits as loans.
If you want a loan, the loan is made at a rate of the bank's choosing, based on how the bank assesses your creditworthiness and how much money they expect to make. (Banks can vary on this, so shop around.) The central bank raising the interest rates makes banks more cautious in lending (because they can get a pretty good deal just by sitting on "cash"), so credit tightens. Lowering interest rates means that banks are, or should be, more likely to lend out.
Right now the problem is that the banks are sitting on enormous cash reserves, which in turn means that there's not enough being lent. So by charging banks negative interest on their deposits, they are encouraged not to sit on it, but instead to lend it out.
As far as paying for a savings account -- well, actually, you already do that. (They're called "fees," but the effect is the same.) Prior to the recent meltdowns, a lot of economists thought that you couldn't actually have negative rates (the so-called "zero lower bound,") but it turns out that central banks are still willing to pay a nominal amount if they can't think of anything else to do with their money.
After all, what else could they do with it? Individual people are willing to pay for the convenience of not having to deal with cash; there's literally not enough currency in the world for banks to try to keep their "cash" reserves in actual cash (and the costs for security, storage, and transportation would be immense).
I guess Finland's lucky for having no earthquakes, storms or floods.
The latter two can happen, but they are very minor compared to some other countries.
I don't know why people rank earthquakes up with other natural disasters like hurricanes or massive flooding. In most of the developed world where earthquakes are common, protection against earthquakes is built into our construction. Not only are significant quakes rare, but it's even rarer for them to do serious damage or shut down day-to-day life when the area was built with them in mind. I feel like most of the country's perception of hurricane damage is from seeing other areas of the country devastated by them, while most of the country's perception of earthquake damage is from seeing other, underdeveloped countries devastated by them.
I live in North-East Texas, so most of us don't even have basements. We just have tornadoes.With just me and the food I collected? Not sure that's a game cave...You need to invite your game group with you and have enough food for them as well.
I have a game room in my basement. Unfortunately, I'd probably still die as it has a window in the room...so not deep enough or protected enough.
oooh! Closer to DFW or Texarkana?
If you don't mind my asking, Scott, what state/region are you in?
I am in the greater Mississippi Flood Plain. That New Madrid Seismic Zone acts up one good time, we'll be seeing a lot of those images in about a third of the nation . . . . Like that 8.0+ that made Reelfoot Lake and caused the Mighty Mississippi to flow backward for a number of *days*. Chicago to New Orleans, Chattanooga to Dallas, Birmingham to Kansas City. The delays in logistics alone would be devastating, even for those in "unaffected" areas.
And it's been said that we're long overdue for a big one here . . . .
But they've been saying that for 20 years .. . .
Meh --
What of the Citizens United ruling?
Urk, that's a wall o' text I'm not up for at this point. When I find several hours' solid time to poke and prod it, I'll get back to that.
If you don't mind my asking, Scott, what state/region are you in?
Southern California.
I am in the greater Mississippi Flood Plain. That New Madrid Seismic Zone acts up one good time, we'll be seeing a lot of those images in about a third of the nation . . . . Like that 8.0+ that made Reelfoot Lake and caused the Mighty Mississippi to flow backward for a number of *days*. Chicago to New Orleans, Chattanooga to Dallas, Birmingham to Kansas City. The delays in logistics alone would be devastating, even for those in "unaffected" areas.
And it's been said that we're long overdue for a big one here . . . .
But they've been saying that for 20 years .. . .
It's always possible for a long-dormant fault to go off, and if/when that occurs if the area isn't prepared for it the consequences could be devastating. But I frequently hear people talking about how grateful they are that they don't live in California because of all the earthquakes and fires, which signals to me that they probably aren't all that familiar with the day-to-day (or even year-to-year) impact of living in an area prone to earthquakes and wildfires.
I mean, the drought caused many times more inconvenience for your average California resident than all the fires and earthquakes they've dealt with over the course of their lives, combined, and that inconvenience mostly manifested itself in browner lawns and having to ask for a glass of water when you sit down at a restaurant table.
oooh! Closer to DFW or Texarkana?I live in North-East Texas, so most of us don't even have basements. We just have tornadoes.With just me and the food I collected? Not sure that's a game cave...You need to invite your game group with you and have enough food for them as well.
I have a game room in my basement. Unfortunately, I'd probably still die as it has a window in the room...so not deep enough or protected enough.
Smack dab in the middle of DFW.
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That's why I'm bringing the guns.
I'm sure that Clinton will take twice as many guns away as Obama did.. twice zero that is.
That's why I'm bringing the guns.I'm sure that Clinton will take twice as many guns away as Obama did.. twice zero that is.
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As a firearm hobbyist (I hunt, target shoot, enjoy studying the subject, etc.) the "he's gon' take er guns!" nuts were both a boon and curse on the firearm industry. On the one hand, firearm related sales have skyrocketed under Obama, which is good for promoting diversity of products and because I had stock in S&W. On the other hand, it caused product shortages (I'll trade my firstborn for a box of .22LR) and price hikes.
That's why I'm bringing the guns.I'm sure that Clinton will take twice as many guns away as Obama did.. twice zero that is..
As a firearm hobbyist (I hunt, target shoot, enjoy studying the subject, etc.) the "he's gon' take er guns!" nuts were both a boon and curse on the firearm industry. On the one hand, firearm related sales have skyrocketed under Obama, which is good for promoting diversity of products and because I had stock in S&W. On the other hand, it caused product shortages (I'll trade my firstborn for a box of .22LR) and price hikes.
You may need to stock up then for your next battle with the gubmint, as I'm sure a Clinton victory will lead to another run on the gun stores.
"First a Darkie, now a woman is going to take away our guns!"
1) Knight who says Meh indicated a LONG while back he wanted to talk that CU decision up -- just now getting back to it. Work, and such.
2) The gun-toting remark was for my fellow DoomCon draftees -- they were concerned about zomnados. Tornadoes are entirely too unpredictable in order to count on them for much of anything apart from tearing $#!7 up. When contending with the undead (or irradiated mutants, for that matter), i can only recommend guns, judicious marksmanship, and a high RKR.
Sorry those posts were so haphazardly posted -- been wearing three hats at work today.
That's why I'm bringing the guns.I'm sure that Clinton will take twice as many guns away as Obama did.. twice zero that is..
As a firearm hobbyist (I hunt, target shoot, enjoy studying the subject, etc.) the "he's gon' take er guns!" nuts were both a boon and curse on the firearm industry. On the one hand, firearm related sales have skyrocketed under Obama, which is good for promoting diversity of products and because I had stock in S&W. On the other hand, it caused product shortages (I'll trade my firstborn for a box of .22LR) and price hikes.
You may need to stock up then for your next battle with the gubmint, as I'm sure a Clinton victory will lead to another run on the gun stores.
"First a Darkie, now a woman is going to take away our guns!"
I've honestly contemplated stocking up early on a few popular items in the hopes of flipping them after the election (I built an AR-15 just before Obama got into office that I could have sold for three times what I paid in parts) but I think the industry has relatively peaked for the time being. I fully expect a small surge but nothing near the scale of the 2008 election.
1) Knight who says Meh indicated a LONG while back he wanted to talk that CU decision up -- just now getting back to it. Work, and such.
2) The gun-toting remark was for my fellow DoomCon draftees -- they were concerned about zomnados. Tornadoes are entirely too unpredictable in order to count on them for much of anything apart from tearing $#!7 up. When contending with the undead (or irradiated mutants, for that matter), i can only recommend guns, judicious marksmanship, and a high RKR.
Sorry those posts were so haphazardly posted -- been wearing three hats at work today.
Internet zombies is serious business.
OTOH, it is a surprise to find that .22LR ammunition has come into a supply shortage. Wasn't it the most prolific long-gun ammunition for what seems like forever? Color me impressed.
I've honestly contemplated stocking up early on a few popular items in the hopes of flipping them after the election (I built an AR-15 just before Obama got into office that I could have sold for three times what I paid in parts) but I think the industry has relatively peaked for the time being. I fully expect a small surge but nothing near the scale of the 2008 election.That's why I'm bringing the guns.I'm sure that Clinton will take twice as many guns away as Obama did.. twice zero that is..
As a firearm hobbyist (I hunt, target shoot, enjoy studying the subject, etc.) the "he's gon' take er guns!" nuts were both a boon and curse on the firearm industry. On the one hand, firearm related sales have skyrocketed under Obama, which is good for promoting diversity of products and because I had stock in S&W. On the other hand, it caused product shortages (I'll trade my firstborn for a box of .22LR) and price hikes.
You may need to stock up then for your next battle with the gubmint, as I'm sure a Clinton victory will lead to another run on the gun stores.
"First a Darkie, now a woman is going to take away our guns!"
I'd say that women don't inspire the same fear in white males that blacks do, but then again no other woman has been given the steady decades of demonification that Hillary Clinton has by the Fox machine, so who knows?
That's why I'm bringing the guns.I'm sure that Clinton will take twice as many guns away as Obama did.. twice zero that is..
As a firearm hobbyist (I hunt, target shoot, enjoy studying the subject, etc.) the "he's gon' take er guns!" nuts were both a boon and curse on the firearm industry. On the one hand, firearm related sales have skyrocketed under Obama, which is good for promoting diversity of products and because I had stock in S&W. On the other hand, it caused product shortages (I'll trade my firstborn for a box of .22LR) and price hikes.
You may need to stock up then for your next battle with the gubmint, as I'm sure a Clinton victory will lead to another run on the gun stores.
"First a Darkie, now a woman is going to take away our guns!"
How does being a gun hobbyist turn into that extrapolation? *scratches head in confusion*
I'd say that women don't inspire the same fear in white males that blacks do, but then again no other woman has been given the steady decades of demonification that Hillary Clinton has by the Fox machine, so who knows?I've honestly contemplated stocking up early on a few popular items in the hopes of flipping them after the election (I built an AR-15 just before Obama got into office that I could have sold for three times what I paid in parts) but I think the industry has relatively peaked for the time being. I fully expect a small surge but nothing near the scale of the 2008 election.That's why I'm bringing the guns.I'm sure that Clinton will take twice as many guns away as Obama did.. twice zero that is..
As a firearm hobbyist (I hunt, target shoot, enjoy studying the subject, etc.) the "he's gon' take er guns!" nuts were both a boon and curse on the firearm industry. On the one hand, firearm related sales have skyrocketed under Obama, which is good for promoting diversity of products and because I had stock in S&W. On the other hand, it caused product shortages (I'll trade my firstborn for a box of .22LR) and price hikes.
You may need to stock up then for your next battle with the gubmint, as I'm sure a Clinton victory will lead to another run on the gun stores.
"First a Darkie, now a woman is going to take away our guns!"
Methinks you're drawing some erroneous conclusions about what caused the gun industry to spike. Unless of course you're just being snarky and my snark-detector is broken.