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I'm bad at titling stories in modern english for some reason. i always use a relevant foreign language (Old English included) to do it, and it always sounds better in the foriegn language.
I indeed regularly write while naked
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someone told me not to do it on the critiquecircle forums but she was the same person who thought that the average reader would find "Hamarberi" alienating and/or hard to pronounce so eh
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It's weird seeing people talk financial stuff. It's also interesting (if saddening) to hear how different the system can be over there. We very much use cheques over here, but apart from the 20c transaction fee that is occurred for every transaction with a bank, there's no other fees for them. The idea of a convenience fee for an electronic transaction still boggles my mind.
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Thanks for the suggestion. I'm so financially ignorant that I couldn't tell you what makes a credit union different from a bank or a credit card company. :ÞI'm sure Orthos or someone else will correct me with the finer details, but:
A bank provides a full suite of financial services (checking account, savings account, loans, etc.) and is a for-profit organization. They have the advantage of being ubiquitous. Everywhere you go in the U.S., you'll find a Bank of America or a Wells Fargo.
A credit union is a nonprofit bank. At least that's my impression. And you have to somehow qualify to join. The advantages are lower fees and better interest rates because they're not so worried about their profit margin. The disadvantages are that branches are few and far between, and most banks will charge you a fee if they have to deal with one, because they don't like them.
A credit card is just a company that will loan you money at a huge interest rate on your honesty alone. They make money two ways: They skim 1.5% of all transactions (paid for by the merchant), and they charge you around 15% annual interest on any money you don't pay back at the end of the month. They can be awesome (we get 1% of our purchases back in "Disney Dollars" from our Chase Disney card), but if you don't pay off the balance each month, it's painful.
The idea behind Credit Union's is, essentially, not-for-profit banks. Specifically, they're supposed to be run by the members, for the members, relying solely on the member's money, so lower risk than a bank and less transaction fees. Each Credit Union is a separate entity, and has a common bond (the thing you need to be part of to join, being it living/working in a particular geographical area, for a particular company, or part of a specific group). Most of my job is auditing Credit Union's, so I like to think I know about them. :)
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Partially. And also: you seem curious and are asking the right questions. I always thought Econ would be dull, but the more I learn the more fascinated I become about how it all works. If you're curious, dive in - the more you learn, the more questions you will have.That worksI read it as more "this is all I have to tell you in this limited environment, if you want more info you'll have to go into an in-depth educational study".*registers Anius for Economics classes*Is this a "hey you would make a good student" comment or a "wow you fail so bad at this go learn something" comment cus I can't tell. This comment isn't sarcastic just extremely emotionally neutral.
I will say I find the history fascinating.
If churches were allowed to charge interest on loans, the world would be a very different place.
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I hope the Bad Thing is a Not So Bad Thing.got an email about a Bad Thing, felt was oddly calm about it. Maybe having something to do with the fact that I suspected it might happen.
I remember the last time I got an email about this same sort of Bad Thing (which turned out to be a mistake), I think I was almost calm about it as well, which is surprising as I was in the lair of the dragon at the time and worse off psychologically than I am now.
It actually is a Pretty Bad Thing. I just don't feel pretty bad about it. Also fortunately it's something that can be turned around, assuming I know how to do it (which haha I don't)
I've failed so hard at so many things in my life so far that all things being equal I've evidently learned how to stoically accept failure--It's being berated/insulted/yelled at by a person of authority over me (or at least someone who is sufficiently intimidating) that ruins me usually.
Good luck turning the PBT around.
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Good luck turning the PBT around.I hope the Bad Thing is a Not So Bad Thing.got an email about a Bad Thing, felt was oddly calm about it. Maybe having something to do with the fact that I suspected it might happen.
I remember the last time I got an email about this same sort of Bad Thing (which turned out to be a mistake), I think I was almost calm about it as well, which is surprising as I was in the lair of the dragon at the time and worse off psychologically than I am now.
It actually is a Pretty Bad Thing. I just don't feel pretty bad about it. Also fortunately it's something that can be turned around, assuming I know how to do it (which haha I don't)
I've failed so hard at so many things in my life so far that all things being equal I've evidently learned how to stoically accept failure--It's being berated/insulted/yelled at by a person of authority over me (or at least someone who is sufficiently intimidating) that ruins me usually.
thanks c:
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Yesterday, today and tomorrow are sucking big time.
You're not in the flood are you, either way I hope it improves :-)
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Yesterday, today and tomorrow are sucking big time.You're not in the flood are you, either way I hope it improves :-)
No. Not in the flood.
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how uncanny that as soon as im called on in class and say something the class immediately murmurs
if I didn't know any better it must be because I said something very unusual and thought provoking but I'm pretty sure it's actually just because I'm pretty annoying and there's really nothing I can do about this.
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My kids (to each other, taking turns): Do you need me to push you towards your dreams.
They then push the other one off the bed.
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My kids (to each other, taking turns): Do you need me to push you towards your dreams.
They then push the other one off the bed.
your kids are an inspiration.
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amphetamines are making the concept of eating unappealing. blech.
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Why is it so taboo to be brutally honest with someone?
Long story short, NobodysWife didn't get the job, with the standard boilerplate "We have decided not to pursue your candidacy" her only reply.
Needless to say, after nailing the interview, getting no red flags, and with this her only solid prospect, she is left asking, "Why? What did I do wrong?"
Wouldn't it be nice if the rejection letter actually included information such as:
I don't think people understand just how hurtful getting NO information can be.
NobodysWife sent a follow-up to try to get more information as to what she failed to do, and I'm trying to reconnect with an old recruiter friend of mine who might know some video game designer recruiters, but it's an unfun afternoon.
Ah, well, kids' game tonight. I'll kill a few of their PCs. That always makes me smile...
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I blame the lawyers. (Seriously)
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Make sure you kill one with a skill check, it's surprisingly gratifying to kill people with a failed skill check.
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My friends.
No, my family.
You have all known me for some time.
You know I abide by the rules of FaWtL.
However, something just happened that had me breathing into a paper bag, so I will share it here, and hope and pray and cross my fingers that drama does not follow.
Holy shit.
Holy f$&@ing shit.
I have no idea how to feel about this.
Okay, it's been a few minutes since I wrote that and I am calmer now but HOLY SHIT L5R WAS JUST SOLD TO/BOUGHT BY FANTASY FLIGHT GAMES WHAT WILL BECOME OF THE GLORIOUS *SPIDER/BOAR/UNICORN/MINOR CLANS/KOLAT NOW!!!
(*Named in order of love)
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That's a raw deal, I really hate it when places do that.
Edit: hey, that's appropriate for NobodysWife and Freehold, smurftastic!
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Okay.
I am calm.
I am not freaking out.
It is time for Operation Fanfiction.
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speaking of fanfiction, I started reading a horrible fanfic and stopped in the middle of it. it was that awful
But it was also so awful that it's calling me back.
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I blame the lawyers. (Seriously)
Yup. Legal might well think that explaining the reason for not hiring could potentially open up the company to a lawsuit.
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... that has got to be some kind of record. That post was favorited before my page finished loading from posting it. =)
And it wasn't by me?! Noooooo~!
Well played A. Well played...
Losing a step there old man:-D
You imply I ever had it...
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Why is it so taboo to be brutally honest with someone?
Long story short, NobodysWife didn't get the job, with the standard boilerplate "We have decided not to pursue your candidacy" her only reply.
Needless to say, after nailing the interview, getting no red flags, and with this her only solid prospect, she is left asking, "Why? What did I do wrong?"
Wouldn't it be nice if the rejection letter actually included information such as:
"We had no issues with your interview, but we had a second candidate whose performance was far stronger, so we chose her over you."
"We liked you, but your skill levels are those of a junior designer and we are looking for someone more experienced."
"You asked for far too large of a salary, and we did not feel we could match your expectations."
"You're smelly and your mother dresses you funny."
I don't think people understand just how hurtful getting NO information can be.
NobodysWife sent a follow-up to try to get more information as to what she failed to do, and I'm trying to reconnect with an old recruiter friend of mine who might know some video game designer recruiters, but it's an unfun afternoon.
Ah, well, kids' game tonight. I'll kill a few of their PCs. That always makes me smile...
damn. I'm so sorry.
I truly hate it when they don't tell you why you didn't get it. Treppa is quite right when she says it's probably due to a fear of legal action.
The job world has changed considerably since I left college in 2001. You never find out why they made their decision,even if you are hired. Although there is still a heavy social contract that encourages the applicant to be as courteous and professional as possible, the company will almost never extend the applicant the same consideration beyond a "sir/ma'am/miss" when being addressed. It is almost as if you are not being considered for a job, but acceptance into the matrix as an agent.
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Why is it so taboo to be brutally honest with someone?
Long story short, NobodysWife didn't get the job, with the standard boilerplate "We have decided not to pursue your candidacy" her only reply.
Needless to say, after nailing the interview, getting no red flags, and with this her only solid prospect, she is left asking, "Why? What did I do wrong?"
Wouldn't it be nice if the rejection letter actually included information such as:
"We had no issues with your interview, but we had a second candidate whose performance was far stronger, so we chose her over you."
"We liked you, but your skill levels are those of a junior designer and we are looking for someone more experienced."
"You asked for far too large of a salary, and we did not feel we could match your expectations."
"You're smelly and your mother dresses you funny."
I don't think people understand just how hurtful getting NO information can be.
NobodysWife sent a follow-up to try to get more information as to what she failed to do, and I'm trying to reconnect with an old recruiter friend of mine who might know some video game designer recruiters, but it's an unfun afternoon.
Ah, well, kids' game tonight. I'll kill a few of their PCs. That always makes me smile...
One thing that makes me shine in an interview is befriending the interviewer. I act absolutely fascinated with him, I appear eager to work with him and ask personal questions along with business ones. Most of the time if I can get to an interview then I have the job. Unfortunately I don't look all that great on paper. If he really likes me often he will even discuss the other applicants with me, giving me an insight the others don't have.
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My friends.
No, my family.
You have all known me for some time.
You know I abide by the rules of FaWtL.
However, something just happened that had me breathing into a paper bag, so I will share it here, and hope and pray and cross my fingers that drama does not follow.
Holy s##@.
Holy f%%$ing s@!$.
I have no idea how to feel about this.
** spoiler omitted **
That happened weeks ago. :)
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That happened weeks ago. :)My friends.
No, my family.
You have all known me for some time.
You know I abide by the rules of FaWtL.
However, something just happened that had me breathing into a paper bag, so I will share it here, and hope and pray and cross my fingers that drama does not follow.
Holy s##@.
Holy f%%$ing s@!$.
I have no idea how to feel about this.
** spoiler omitted **
I was taking an l5r break due to timeconcerns.
FaWtL will always have my time and attention even when I am working on editing adult literature.
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If I ever wanted to walk from my job at Fisherman's Wharf to my home in southwestern San Francisco, it'd be about 8 miles. I used to hike, and 7-10 miles in the mountains was long but not impossibly so for me. Which makes me wonder if I should do it for the exercise some day.
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That happened weeks ago. :)My friends.
No, my family.
You have all known me for some time.
You know I abide by the rules of FaWtL.
However, something just happened that had me breathing into a paper bag, so I will share it here, and hope and pray and cross my fingers that drama does not follow.
Holy s##@.
Holy f%%$ing s@!$.
I have no idea how to feel about this.
** spoiler omitted **
I was taking an l5r break due to timeconcerns.
FaWtL will always have my time and attention even when I am working on editing adult literature.
On the plus side though FFG goes good stuff so hopefully it is in good hands. Also I can drive over to see them if I want to.
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On the plus side though FFG goes good stuff so hopefully it is in good hands. Also I can drive over to see them if I want to.That happened weeks ago. :)My friends.
No, my family.
You have all known me for some time.
You know I abide by the rules of FaWtL.
However, something just happened that had me breathing into a paper bag, so I will share it here, and hope and pray and cross my fingers that drama does not follow.
Holy s##@.
Holy f%%$ing s@!$.
I have no idea how to feel about this.
** spoiler omitted **
I was taking an l5r break due to timeconcerns.
FaWtL will always have my time and attention even when I am working on editing adult literature.
if you have that kind of access to ffg, that is truly awesome.
I am a bit calmer now and am waiting for 2017 (!] Patiently.
For Daigotsu!
FOR THE SPIDER!!!
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Looking at what happened, I am weeping with joy that I kept the stuff I needed for fanfiction copypasted and stored off site.
Without that stuff saved, I would be a ball of rage.
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Come Freehold, embrace the anger and turn to the dark side.
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Also, economics, accounting, and finance are two VERY different things."One, two, five!"
"Three, sir!"
"Three!"
No wonder the guy doesn't like math...
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On the plus side though FFG goes good stuff so hopefully it is in good hands. Also I can drive over to see them if I want to.That happened weeks ago. :)My friends.
No, my family.
You have all known me for some time.
You know I abide by the rules of FaWtL.
However, something just happened that had me breathing into a paper bag, so I will share it here, and hope and pray and cross my fingers that drama does not follow.
Holy s##@.
Holy f%%$ing s@!$.
I have no idea how to feel about this.
** spoiler omitted **
I was taking an l5r break due to timeconcerns.
FaWtL will always have my time and attention even when I am working on editing adult literature.
if you have that kind of access to ffg, that is truly awesome.
I am a bit calmer now and am waiting for 2017 (!] Patiently.
** spoiler omitted **
Well I can drive over to their headquarters and head into their gamecenter. Which is pretty awesome.
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...finally, before I dive into work, it's the third day in a row that I'm running (Crimson Throne for 6 Saturday, We be Goblins for 4 Sunday, and the kids' Serpent Skull game for 6 today). It's been quite a while since I've run 3 games in a row, and those were always 3 of the same game (Rise of the Runelords, usually).
Should be fascinating to see what mistakes I make tonight, especially with the kids playing.
"What do you mean you avoid the fire? You're a goblin!!!! Oh, wait. No, no you're not..."
Hopefully there will be material for your Serpent Skull thread...
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Hey guys, it's against the law for me to kill coworkers right? No matter how annoying they may be?
Check with local attorney... Maybe there was made some exception for NY...
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Why is it so taboo to be brutally honest with someone?
Long story short, NobodysWife didn't get the job, with the standard boilerplate "We have decided not to pursue your candidacy" her only reply.
Needless to say, after nailing the interview, getting no red flags, and with this her only solid prospect, she is left asking, "Why? What did I do wrong?"
Wouldn't it be nice if the rejection letter actually included information such as:
"We had no issues with your interview, but we had a second candidate whose performance was far stronger, so we chose her over you."
"We liked you, but your skill levels are those of a junior designer and we are looking for someone more experienced."
"You asked for far too large of a salary, and we did not feel we could match your expectations."
"You're smelly and your mother dresses you funny."
I don't think people understand just how hurtful getting NO information can be.
NobodysWife sent a follow-up to try to get more information as to what she failed to do, and I'm trying to reconnect with an old recruiter friend of mine who might know some video game designer recruiters, but it's an unfun afternoon.
Ah, well, kids' game tonight. I'll kill a few of their PCs. That always makes me smile...
Unfortunately these days getting a job is all about who you know. Sorry man
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** spoiler omitted **
Sorry, you weren't very original...
I was expecting something fancier than...
Can I put spoiler within spoiler? Nope. Can't.
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No wonder the guy doesn't like math...Also, economics, accounting, and finance are two VERY different things."One, two, five!"
"Three, sir!"
"Three!"
I believe we've successfully completed root cause analysis.
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Unfortunately these days getting a job is all about who you know. Sorry man
waiting for parent born in 70's to understand this concept
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what does it mean to order a check? Does it mean to write a check to another person?I work in accounting and I still manage to find it surprising that people still use physical checks these days.I'm irritated that I have to, but banks still love that paper:
My tenants tried to set up a direct transfer from their bank to my credit union. The bank wouldn't do it without a $3 monthly fee, while mailing me a physical check is free.
Many service providers (our plumber, our kids' hospital) don't bill at time of service, but send invoices later. It's much faster to write a physical check than to set up yet another "pay to account" on my credit union's web site. And if you try to use a credit card, they charge you a significant "convenience fee" that runs from a few dollars on into the hundreds (to recoup the 1.5% the credit card company skims off the top). I'd rather spend the money on a stamp, thanks.
Every time I give a company that bills me on a regular basis my credit card or bank account number, they abuse the privilege by auto-billing me. And guess what? I have yet to find a single company that doesn't accidentally charge me for something I didn't order. Because why not? It's a lot more fun to keep the money until the consumer can prove that he didn't order something. So for them I set up manual accounts in my credit union to send them physical checks.
In short, I have a long history of experience that says physical checks are the only way to protect myself from companies that unscrupulously auto-deduct from my account. Add high "convenience fees" for not using paper, and companies that aren't set up to accept anything other than paper checks, and I still have a checkbook that I use 5-6 times a month.EDIT: There's also the interpersonal stuff. My brother foots the entire bill for our ski trip. I have to cut a check for lodgings, food, etc. I'd love to transfer electronically from my account to his, but again, as usual,...
Interesting. In Poland fees for using paper are higher than fees for electronic services. In fact many electronic transfers are free (my monthly payment for internet is the sole auto-deduct I have set up and includes no extra charge, of course I often forget to deposit money on my account and have to send them money via money transfer). Most people have bank accounts because law requires that payments to regular employees were made directly to their bank accounts (which of course does not stop some employers from paying part of their employees wage in cash illegally to reduce tax and insurance paid), which of course means that any company that has employee(s) needs a bank account from which they are paying. I think that people that are self-employed (in a form know as single person economic activity) need a bank account to pay their taxes and health/retirement tax insurance too.
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*registers Anius for Economics classes*Is this a "hey you would make a good student" comment or a "wow you fail so bad at this go learn something" comment cus I can't tell. This comment isn't sarcastic just extremely emotionally neutral.knowing ch, I think this is more of a "people have NO IDEA what I do for a living, please take a class so I have someone to talk to!"
Also, economics, accounting, and finance are two VERY different things.
It was long-long ago anyway and our Business English Language teacher was more suited to teaching kids at school...
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And tacticslion favorites posts because theyre tacticslion.Hopefully, for the sake of this world, there is only one of me.
... and yet, I have become a father. I REGRET NOTHING~!
The world on the other hand...
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*registers Anius for Economics classes*Is this a "hey you would make a good student" comment or a "wow you fail so bad at this go learn something" comment cus I can't tell. This comment isn't sarcastic just extremely emotionally neutral.knowing ch, I think this is more of a "people have NO IDEA what I do for a living, please take a class so I have someone to talk to!"
Also, economics, accounting, and finance are two VERY different things.
Can we talk stone cutting, I could use someone to talk stone cutting with.
Who do you want to cut with stone? And is that a sharp stone or are you cruel and the stone is dull?
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People don't use checks anymore? I pay all of my bills with physical checks.what does it mean to order a check? Does it mean to write a check to another person?I work in accounting and I still manage to find it surprising that people still use physical checks these days.People do, I'm just surprised to see it.
Everything I pay electronically except for the occasional cash transaction. I don't even own a checkbook. The only place I tend to see a lot of checks in my day-to-day life is church contributions.
Except for internet payments and buying games on GOG (and once on Steam) and pdfs via paypal I use cash only.
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It's weird seeing people talk financial stuff. It's also interesting (if saddening) to hear how different the system can be over there. We very much use cheques over here, but apart from the 20c transaction fee that is occurred for every transaction with a bank, there's no other fees for them. The idea of a convenience fee for an electronic transaction still boggles my mind.
When I was in UK and got two cheques from early work, I had to deposit them on my father's account (I opened an account for myself but later they demanded extra documents with my Polish address and I had no suitable documents so the account was closed) and I don't recall any fee for that.
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someone told me not to do it on the critiquecircle forums but she was the same person who thought that the average reader would find "Hamarberi" alienating and/or hard to pronounce so eh
Hard to pronounce?!
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Why is it so taboo to be brutally honest with someone?
Long story short, NobodysWife didn't get the job, with the standard boilerplate "We have decided not to pursue your candidacy" her only reply.
Needless to say, after nailing the interview, getting no red flags, and with this her only solid prospect, she is left asking, "Why? What did I do wrong?"
Wouldn't it be nice if the rejection letter actually included information such as:
"We had no issues with your interview, but we had a second candidate whose performance was far stronger, so we chose her over you."
"We liked you, but your skill levels are those of a junior designer and we are looking for someone more experienced."
"You asked for far too large of a salary, and we did not feel we could match your expectations."
"You're smelly and your mother dresses you funny."
I don't think people understand just how hurtful getting NO information can be.
NobodysWife sent a follow-up to try to get more information as to what she failed to do, and I'm trying to reconnect with an old recruiter friend of mine who might know some video game designer recruiters, but it's an unfun afternoon.
Ah, well, kids' game tonight. I'll kill a few of their PCs. That always makes me smile...
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Video Game Designer Jobs?Why is it so taboo to be brutally honest with someone?
Long story short, NobodysWife didn't get the job, with the standard boilerplate "We have decided not to pursue your candidacy" her only reply.
Needless to say, after nailing the interview, getting no red flags, and with this her only solid prospect, she is left asking, "Why? What did I do wrong?"
Wouldn't it be nice if the rejection letter actually included information such as:
"We had no issues with your interview, but we had a second candidate whose performance was far stronger, so we chose her over you."
"We liked you, but your skill levels are those of a junior designer and we are looking for someone more experienced."
"You asked for far too large of a salary, and we did not feel we could match your expectations."
"You're smelly and your mother dresses you funny."
I don't think people understand just how hurtful getting NO information can be.
NobodysWife sent a follow-up to try to get more information as to what she failed to do, and I'm trying to reconnect with an old recruiter friend of mine who might know some video game designer recruiters, but it's an unfun afternoon.
Ah, well, kids' game tonight. I'll kill a few of their PCs. That always makes me smile...
Crap-crap-crap-crap!
They are looking for quest designer in Kraków?!
Aaaaaghh...