With the unfortunate state of PFO I seriously ask the community here to consider looking at the upcoming Lovecraft medieval fantasy mmo Revival, its going to offer alot of the same opportunities that PFO has along with having servers that will be staffed by an active Storyteller team similar to teams found on NWN PW servers. The game is being made by the former lead developers of RIFT and will NOT be Kickstarted. Seriously check it out!
One last thing, the game will be using a similar character creator to Traveller the pen and paper game!
Here is an early look at its housing in motion