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1) I dislike a system where creatures are built arbitrarily different from pcs. Level 0 creatures should not have +6 to hit, when their stats should not allow them to. This "feature" breaks my immersion with the system. Why even have statistics, if bonuses are arbitrarily assigned.
Creatures are different from PCs. Of course the rules for them ought to be different. I would find a system that treated monsters as just another sort of PC to be immersion breaking.