Okay, I just want to make sure I'm reading this right in the Core Rulebook, and I haven't been able to find an answer on here (might be searching wrong, sorry):
On Pg. 169 of the Core Rulebook, it states:
If your character is wearing armor, use the worse figure(from armor or from load) for each category. Do not stack the penalties.
I'm a character that's wearing Medium armor with a -4 Check Penalty. Now, if I'm reading that page right, that means I essentially have free reign to carry a medium load without worrying about any penalties.
As the penalty on medium load is -3, and the armor penalty is -4, I'll get a straight -4 penalty even if I'm carrying over 100 pounds of gear.
Is that right?