The solution for PF1 is simple.. You use classic, It does not require an online service nor does it require an active internet connection, and as you said, No more new products. There always options for not having to go to a nickel and dime you to death online always service. The solution to Starfinder is a bit more difficult but there are other options out there that do not cost an arm and a leg and do not require a monthly service fee just to use your purchased content. My post more is to let others know what they are getting into beforehand. Research and make sure that you know the cost upfront. If you can afford it and do not mind it, then Hero lab is awesome.