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With the power level of P2e characters... how do I justify a world where mundane nobles/kings/aristocracies run the world/government and not level 20 warlords/wizards?
Because there are surely high level people who are invested in the current status quo. The PCs try to topple the king? Well, a high level group of patriotic NPC adventurers take on the group. Perhaps this patriotic group are already well known as "Defenders of the Kingdom" due to previous heroics.
Maybe the group is not patriotic but they worry that if the current king is toppled that it will lead to civil war or a huge orc invasion or whatever troubles exist.
Perhaps the Divine Right of Kings is actually a real thing in Golorian. Without the literal blessings of the heavens your attempt at taking the crown is doomed to failure as no one respects your right to rule. The gods themselves will fight against you.
A group of 5 PCs will have some real trouble holding on to a kingdom. You need an army of soldiers and bureaucrats to enforce your will throughout the land or parts of it will break off into their own fiefdoms.
Exploding the king with a spell does not just make you the king now. Those with a right to inherit already have armies and will probably not be shy about spending gold to hire other high level adventurers to help them seize the throne.