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I kill 100% of my players 100% of the time, immediately.
That is, whenever I get a chance to run my favorite game, Wraith: The Oblivion.
Other than that, our groups lean more heavily toward the style of the original poster (with the inclusion of the occasional heroic sacrifice). Even though death in game terms is relatively easy to overcome, for some reason no one in our group really feels comfortable with it. Most would rather make a new character than play one who has already died.
Which may be why I so rarely get to run my beloved Wraith games.