
Curvature |
As someone who has played several monstrous PCs in PF and has, for the fun of it, built high CR encounters by leveling monsters, let me toss in my two cents:
First off, fey and some of the good aligned outsiders tend to be somewhat overpowered compared to other creatures of their CR. This is especially true when class levels are added. Template stacking compounds things further. The most disturbing creature I have ever built was an ostensibly CR20 Vampire Nymph with levels in zen archer monk. It had a flat-footed touch AC of 48, and could pass any saving throw a PC can generate on a 2 (with room to spare, actually); it could put out upwards of 600 point of damage per round (and damage output was presumably its weak point; its defenses were so strong it was incapable of killing itself).
Secondly, remember that a monster of a given CR is roughly on par with a PC of equivalent level - including that PC's equipment. Therefore, if you take that monster and give it level appropriate equipment, it will outstrip the PCs. This effect is less important when dealing with low CR monsters, but becomes vastly more pronounced the higher the CR of the base monster is (and, correspondingly, the greater the amount of equipment that monster obtains). I've played a Soulbound Doll PC from mid through high levels treating the CR 2 as a level adjustment without noticing a substantial difference in power level from a normal PC. In contrast, I've also added three levels of anti-paladin to a Winter Wight, given it level appropriate equipment, and then prayed to Iomedae for forgiveness for the horror I had just created.
Third, don't level a monster PC by adding hit dice; it both makes things harder to balance (it's difficult to tell exactly how many monstrous hit dice a given level is worth, and it varies for each species of monster) and removes the fun from the player. In the case of dragon PCs, I'd also recommend against leveling the dragon by advancing age categories - considering the in-game timescales of the average campaign, you will have created the fastest aging dragon in all of history.