pauljathome wrote:
1) My horse is slower in combat than most PCs (2 x 40 is less than 3x30)
The math seems to hold here. Based on a quick check through the Player Core, most ancestries have Speeds of 25 feet (only exceptions were the dwarves with 20 feet and elves with 30 feet).
3x25=75 is slower than the horse mount's 2x40=80. Dwarves get even left further behind (3 x 20 = 60) but Elves can outrun them (3 x 30 = 90).