If you fail a Fear Test, roll 1d20 and consult the following table. Normally, penalties on the Fear Test become bonuses to this roll. (For example, a Fear Test at -2 would trigger a roll of 1d20+2 on the table.)
1–3
Adrenaline Surge: The hero’s “fight” response takes over. He acts as if he had a Joker this action!
4–6
Distracted: The hero is Distracted until the end of his next turn.
7–9
Vulnerable: The character is Vulnerable until the end of his next turn.
10–12
Shaken: The character is Shaken.
13
The Mark of Fear: The hero is Stunned and suffers some cosmetic physical alteration—a white streak forms in his hair, his eyes twitch constantly, or some other minor physical alteration manifests.
14–15
Frightened: The character gains the Hesitant Hindrance for the remainder of the encounter. If he already has it, he’s Panicked instead.
16–17
Panicked: The character immediately moves his full Pace plus running die away from the danger and is Shaken.
18–19
Minor Phobia: The character gains a Minor Phobia Hindrance somehow associated with the trauma.
20–21
Major Phobia: The character gains the Major Phobia Hindrance.
22+
Heart Attack: The hero is so overwhelmed with fear that his heart stutters. He becomes Incapacitated and must make a Vigor roll at –2. If successful, he’s Stunned. If he fails, he dies in 2d6 rounds. A Healing roll at –4 saves the victim’s life, but he remains Incapacitated. He may be treated normally thereafter.