I'm getting ready to run this as my first attempt at GMing and my players have thrown me two huge curveballs in character creation. One of them wants to play a hermit that lives in Fangwood (so they'd have some amount of provisions handy) and the another (my wife) wants to play as a Ratfolk with a small group/family also living in the woods.
I'm not really sure how to avoid giving the refugees free shelter without just saying "your village was slaughtered and all your stockpiles were looted."
