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Per the rulebook you instantly die if you take damage equal to or greater than double your max hps.
Speaking from personal experience, I rarely had this occur.
However, i would recommend if a player is struck critically for more than half of their hps they should make a fortitude roll or die. I would say onsta kills are rare for this rule but makes taken skills to reduce or eliminate critical hits important. Also, hero points can be used to eliminate the critical confirmation and hence no insta death since the critical did not occur.
I love using a critical hit chart in the game like Hargraves if you ae familiar with it. I love the addition of critical hits and fumbles and the inclusion of massive hit criticals in the game can make players keen on not having them occur in the first place. What are everyon’s thought on massive over jalf max hp crits, crit and fumble charts?
I'll be right back. I'm going to go do some maths. Dotting for when I return.
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Back. SO I averaged out the critical damage for the strongest attack on every combat CR1 monster in the playtest bestiary. If the monster had a conditional bonus (for example, the wolf getting extra damage on a flank) I averaged the damage between a regular strike and this "empowered" one. I averaged the hit points of the level 1 PC as if they had 16 Con (Note this does not take into consideration that say, elf really has a racial HP of 5 due to a racial penalty, and cannot actually have 16 con).
The average health of a level 1 PC with 16 Con is... 19 even.
The average damage of a critical Strike of a CR 1 creature is... 11.
I haven't gone further yet, but your proposal would effectively made any critical strike (at least on a CR 1, I'll be doing CR 5 next) a risk for an insta-kill.
Aaaand forgive my rapid fire posts, but for CR 5 it swings back to what I believe you intended.
Assuming that one +2 was put into Con, bringing our heroes up to 18 Con, a Level 5 PC's average hit points is 70.666(repeating).
The average crit of a combat CR 5 is 29.
So... if it rolls hot, or targets a squishier character (for example, that elf sorc who maxed out con would have 6+(3*5)+(6*5)=51 HP) Seems pretty.
I was looking at the massive damage rules in regards to falling; without massive damage every fall is survivable as long as a healer is standing by or with a hero point.