|Grizzly the Archer|
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If you drop the ring of protection to a +3 and dropped the amulet of natural armor to a +3 you'll pick up 28k gp. The amulet of spirits life will cost you 18k gp (since it's slotted with the amulet), leaving you 10k gp. Spend 5k gp on a dusty rose prism for a +1 AC bonus and you have 5k gp left over.
You'll lose 1 AC, but will gain an extra 1d6 to all your channels, and have an extra 5k go to spend. It's not ideal but it's the best I could come up with within the money constraints while leaving everything else.
You can also then get a mithral breastplate (agile) instead of the armored coat. Which would only add 2.5 lbs, which is 5.5 lbs shy of your light load for encumberance purposes. You'll gain more AC this way and have more AC then before the changes.
Finally, you can put on the restless enchantment on the armor for 4500 gp. So now you can sleep in your armor without worrying about donning it.
That is the best I could come up with quickly looking over everything. And you'll have 200gp tender!