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Not sure if this is the right place for this but couldn't see anywhere better :-(.
To start with the positive, mounted combat is now much clearer in how it is worded and works.
To continue with the negative, it now seems fairly weak.
Even with the Ride feat it takes an action to Command an Animal. If you want the mount to attack, it is taking the multiple attack penalty. So, you're never going to get the mount to actually fight unless you've lost your weapon or are severely hampered in some way (since you're going to be better than your horse in pretty much all circumstances).
Lances are two handed weapons so no using lance and shield.
As far as I can see, at the cost of a feat and purchasing a horse (or lots of feats if you go cavalier) the only advantages that you get are that you get to move further in your plate mail and, assuming a large mount, you get more reach. That IS actually quite good in the wilderness when mobility actually matters A LOT. But in the dungeon its almost certainly not worth the hassle of a large mount.
So, a fairly high cost for fairly minimal benefit.
I'd only bother in a campaign with a heavy wilderness focus.
All that said, I agree that the PF1 Cavalier is overpowered in the wilderness, especially at low to mid levels. Some reduction in power is warranted. But I really want to be at least ABLE to use lance and shield together and charge and get SOME benefit for it.
One suggestion would be to let Lance be a one handed weapon ONLY when on horseback and have it take a significant penalty when NOT used immediately after a Stride action by the mount. That way the character gets to charge once, use the lance, but then has to draw their sword. That seems both thematic AND balanced to me.

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Lance and shield is so Iconic that I find it not being possible to be a real downer. The action economy of it I could get behind, if there was a way to have more appropriate mounts - just the horse may be balanced but it's boring that there's only one option for mounted combat that doesn't just amount to riding something for no real reason.

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You don't gain reach from a Large mount, you actually LOSE it. Your reach with weapons that have 10 feet or less of reach is a flat 5 five feet.
from having played a lot of mounted characters in PF1 that would have been a boon - allowing the mount to attack on the charge too - but it's moot here because the animal will rarely or never be a better option to attack with than the lance - mostly because the only viable mount is the horse who's Work Together trumps its attacks every time.