So, they both require some jewelry to complement the outfit and not look out of place. But, would magical jewelry, like a ring of protection or an amulet of mighty fists / natural armor count as jewelry worth 100gp (or 50 for courtiers)? In the immediate sense, it's for an NPC; but I could apply it to a PC of mine (in another campaign) as well.
In the case of the outfits, and even the dragon oracle curse, I'd allow magical jewellery... at its basic unenchanted value (i.e. as a masterwork unenchanted gold ring/brooch/etc with or without gems).
Never at the full magic item value in those cases.
Aggree with Klorox.
I might even ask a character who wants to have an item that is both an xpensive jewel and a magic item to pay an extra for the jewel's quality.
I.E. a magic item of 10k gp which is also a necklace with a value of 250 gp might cost 10250 gold because of the extra quality. But that's only an idea.
You get a point, the item's cost is always in addition to the enchanting cost.
Not to nit-pick here, but is the character having problems coming up with 100gp, to buy some minor jewelry, prior to acquiring their first magic item?
Re: Queen Moragan
It's an NPC, so rather limited wealth, even for a level 12. Add in basic magic gear enhancements, and they HAVE the gold needed... but that gold is limited to that OR the mwk thieves' tools (it's an intrigue campaign, and they're the family spymaster). Either that or I say "they're a high noble, it doesn't matter if they have an extra half a percent on their wealth"
Re: other answers
I did a quick google search and the image of an amulet from the cards looks like it'd appear valuable in and of itself. And wouldn't it have a price it appears to be regardless of the magic? (I just remembered the alternate crafting rules involving challenges like creating a vessel - wouldn't the vessel have a price in and of itself?)
So, barring further evidence, based on what deuxhero (thanks for pointing out the ... actually called "covetous" curse!) and Azothath said (re Azothath and home GM or ask the GM: for the biggest concern, I'm the GM, so that works out), I'm gonna go with it counts at a fraction of the value. (And, basing it off of the alternate crafting rules, at most 1/4 the value... but even 1/16 which seems more reasonable to me, it still works for that.)
I love jewelry so much and has a lot of collection of jewelry. Recently, I buy some jewelry like rings, earrings, necklaces, bracelets, and others.
Does anyone have any idea about any famous jewelry shop?
If it's possible to made jewelry by magic, so what you do?
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You can make jewelry with Fabricate, but you need the raw materials (1/3 of the price) and it will require a skill check, so it is generally useful to have at least 1 skill point in Craft (Jewelry).
Fabricate, by RAW, work only with one kind of material at a time, so the finished jewel could require some assembly and multiple casting of the spell.
I would require a DC 20 check (the same as making a masterwork item) to make good quality items.
To address the posts above:
- only magical weapons and armors require a masterwork item;
- repairing a destroyed magical item cost half of making it from scratch, so my opinion is that the value of the non-magical components of a magic item will be about 1/4 of the purchase cost. It is a rule of thumb, as the description of some magical item makes it more or less valuable than that.
As an example, there is a specific armor made with ghouls skins. It's material cost reflects the difficulty of getting the needed pieces of skin for making it, but I doubt someone will pay that price for an unenchanted armor made of ghouls skins.