Charities that pay off student loans?


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Another thing to consider, if you're actually expecting to get a degree that'll get you a real career is how much you lose by taking longer to get it.

If you work full time at a lousy job - say near minimum wage - and take 2 classes a semester including summers, as opposed to a more standard 5 classes a semester and work in the summers, you'll be doing that for almost 3 more years. Depending on how much more you expect to make by getting the degree and a job in the field, you may come out ahead by not working for the 4 years even with the loans.

When I went back to school to finish my degree, I almost doubled my salary after 2 years - 1 full time and 1 part time with internships. That full year off work hurt. I was living on student loans and credit cards, but it would have taken at least 2 years part time, if I'd been able to schedule around whatever crappy job I could have gotten. By the time I was working again I had creditors harassing me regularly, but then I paid everything but the student loans off in a couple years. Those took longer because I made a stab at a Master's a bit later. And because they were government backed and low interest, so I didn't really prioritize them.


Comrade Anklebiter wrote:


Ah, well, it was nice to talking to you, scab.

This was one of the defining moments of my young life actually. I had been working shoulder to shoulder with these guys for two years, we had literally sweated and bled together. We ate lunch together every day at a local seafood restaurant where we snuck a few beers along with our lunch. I hung out with them after work, one of them was a guitarist and we'd hang out after work and jam with him.

We had a blast. I was seriously considering joining the union.

Then the Steelworkers went on strike and the glazers joined the strike for "brotherhood". But I wasn't union so I didn't get paid. They did.

My boss asked me to continue working and I needed the money. So I did.

And they beat the crap out of me and stuffed me in a garbage can.

I learned a lot about life that day.


Adamantine Dragon wrote:
Comrade Anklebiter wrote:
Adamantine Dragon wrote:
Well, I'm probably boring the heck out of everyone, but since you asked...

Well, you're not boring me.

Anyway, journalist, deliveryman, glazier...physicist was it? Sounds pretty cool to me. Like Jack London or Mark Twain or something.

LOL, I wish my life was like that. Or maybe not, many of those guys in those stories had a pretty rough time.

Still, here's a short list of the jobs I remember that I've done in my life:

Newspaper delivery boy
Parking lot cleanup
Busboy/restaurant waiter
Newspaper editor
Computer room technician
Physics lab instructor
Glazer (apprentice officially, but I did the full job)
Bank teller
Auditor
Fortran/Assembler programmer
Cobol programmer
Managing editor of a monthly magazine
Publisher of a family of monthly magazines
C/C++/Java programmer
Game designer (board games, although I never made any actual money at this...)
Writer (published articles on hiking, astronomy, gaming, programming and the computer industry)
Project Manager
Program Manager

I know I'm leaving some fun ones out...

Oh heck, I forgot cashier, grocery stocker and frozen foods manager. I guess I sort of gloss over my retail background...


Adamantine Dragon wrote:


You know those old cartoons about the non-union workers getting tossed in the garbage cans?

I can assure you that it happens.

Good.

effin' scab :P


1 person marked this as a favorite.
meatrace wrote:
Adamantine Dragon wrote:


You know those old cartoons about the non-union workers getting tossed in the garbage cans?

I can assure you that it happens.

Good.

effin' scab :P

All joking aside, this sort of pro-union attitude has a whole lot to do with why unions are in steep decline and likely will end up on the ash heap of history.


Adamantine Dragon wrote:

And they beat the crap out of me and stuffed me in a garbage can.

I learned a lot about life that day.

Yeah, like I dunno, don't cross picket lines you effing scab!

Liberty's Edge

Some colleges also sponsor work study or student assistant programs that offer students part time employment in areas relevant to their majors. Every little bit helps.


1 person marked this as a favorite.
meatrace wrote:
Adamantine Dragon wrote:

And they beat the crap out of me and stuffed me in a garbage can.

I learned a lot about life that day.

Yeah, like I dunno, don't cross picket lines you effing scab!

Yep, trying to make a living is an open invitation to felonious assault.

Nice to see your morality meat.


Martin Kauffman 530 wrote:
Some colleges also sponsor work study or student assistant programs that offer students part time employment in areas relevant to their majors. Every little bit helps.

Indeed. I worked two college jobs in college, and one of them was so laid back I could do homework while I got paid.

Also, most colleges will work with you on financial aid too. I managed to snag a couple of minor scholarships funded by local philanthropists. Wasn't much, but one covered my meal ticket for a semester.

Grand Lodge

Adamantine Dragon wrote:
Yep, trying to make a living is an open invitation to felonious assault.

Someone once said...

Quote:
Do what you want but own your choice

;)


TriOmegaZero wrote:
Adamantine Dragon wrote:
Yep, trying to make a living is an open invitation to felonious assault.

Someone once said...

Quote:
Do what you want but own your choice
;)

Oh, I owned it Tri. I feel bad about how I reported it anyway. Only one guy actually struck me, and bloodied my nose pretty good. The rest were pissed, but understood that I needed to make a living. They wanted to make a point and insisted that they were going to put me in the garbage can, so I said "fine" and didn't resist.

In the end the guy who hit me got fired a few weeks later. Totally unrelated I'm sure. I worked there another year.

But I was "college boy" from that day on.

Grand Lodge

1 person marked this as a favorite.

In all seriousness, I'm sorry they reacted so inappropriately to you AD.


Adamantine Dragon wrote:
meatrace wrote:
Adamantine Dragon wrote:

And they beat the crap out of me and stuffed me in a garbage can.

I learned a lot about life that day.

Yeah, like I dunno, don't cross picket lines you effing scab!

Yep, trying to make a living is an open invitation to felonious assault.

Nice to see your morality meat.

Well, since you were trying to steal food from his dinner table...

When you cross the picket lines you're saying "me getting paid is more important than everyone in this union getting paid."

But, as always, I'm far less concerned with individual morality than I am of collective morality. If the union isn't allowed to prevent scabs from entering (or at least harass them) then the union has absolutely zero power to bargain. If the union has zero power to bargain, then the business has no incentive to pay its employees well, and so the value of their labor is stolen from them.

If the choice is between a)the people that own the means of production getting ever richer off the sweat of the laborers (theft on a massive scale) or b)you getting a bloody nose (felonious assault on an individual scale), I know what my morality dictates.


TriOmegaZero wrote:
In all seriousness, I'm sorry they reacted so inappropriately to you AD.

You know Tri, it was a very weird experience. And while the one guy did go nutzo, and all of them were pissed, it was a very strange situation. I didn't even know a strike was going on, I didn't do much in those days but work, eat, sleep and study. So I get up in the morning, go to work and there's nobody at the shack. That was odd. Then I saw all these TV vans and trucks and as I walked to the actual construction site there were all these big, burly guys carrying signs. Many of them I'd never seen before. I learned later they had been bused in by the union to bolster the picket lines.

I went back to the office to find out what to do, and they told me that I could either go home or cross the lines, but if I stayed home, I wouldn't get paid, and they had no idea how long the strike would last.

I figured that it was best to establish some boundaries right then and there, so I went back, found where my team was picketing and told them I had to go to work.

At first they tried to talk me out of it, but I told them that I simply didn't have enough saved up yet to afford another semester of college and that I didn't have any way to make that money before college started so I had to work.

The situation degraded from there until this one jerk that always disliked me decided that he was going to take control. So he started screaming at me to leave, waving his arms around and threatening to, as I recall, "kick my college ass."

I told him I wouldn't fight him, but that I wasn't going to go home. So he hauled back and punched me in the face. Which hurt like hell. But I just stood there and said "I'm going in". At that point the oldest guy there said "look, we can't just let you go in. We have to make a point. What if we dump you in the garbage can there?"

I said "what does that prove?" but I didn't object. So they did. And the steelworkers cheered them on. Afterwards I got out of the can and walked onto the site and just went to work. Somehow putting me in the can made the point and kept the glazers from being at odds with the steelworkers.

Then every day until the strike ended, I was dumped in the garbage can and went to work.

Weird, weird world. But nobody ever hit me again.


1 person marked this as a favorite.
meatrace wrote:
Adamantine Dragon wrote:
meatrace wrote:
Adamantine Dragon wrote:

And they beat the crap out of me and stuffed me in a garbage can.

I learned a lot about life that day.

Yeah, like I dunno, don't cross picket lines you effing scab!

Yep, trying to make a living is an open invitation to felonious assault.

Nice to see your morality meat.

Well, since you were trying to steal food from his dinner table...

When you cross the picket lines you're saying "me getting paid is more important than everyone in this union getting paid."

But, as always, I'm far less concerned with individual morality than I am of collective morality. If the union isn't allowed to prevent scabs from entering (or at least harass them) then the union has absolutely zero power to bargain. If the union has zero power to bargain, then the business has no incentive to pay its employees well, and so the value of their labor is stolen from them.

If the choice is between a)the people that own the means of production getting ever richer off the sweat of the laborers (theft on a massive scale) or b)you getting a bloody nose (felonious assault on an individual scale), I know what my morality dictates.

Meat, I was already employed to do that job and was doing the job regardless. I was not some replacement "scab" taking a job away.

Besides, if you advocate violence in this, I suspect you would advocate violence in other areas equally inappropriate.

As I said, it is nice to see your morality. We can leave it at that.


1 person marked this as a favorite.

A society run by the unions has its own problems. Trust me on this. Advocating violence in such a situation is not okay. People need to live. Isn't that why unions exist, hmmm? Forcing people to join the union is monstrous. Sweden had a nice program of this: If you had an industry job, the collective deals paid a part of your fee for membership in the social democrat party. Yay...


Adamantine Dragon wrote:
meatrace wrote:
Adamantine Dragon wrote:

And they beat the crap out of me and stuffed me in a garbage can.

I learned a lot about life that day.

Yeah, like I dunno, don't cross picket lines you effing scab!

Yep, trying to make a living is an open invitation to felonious assault.

Nice to see your morality meat.

I find it interesting that if any other equally-derogatory word was in that sentence in place of "scab", we'd be either handling a near riot on these forums right now, or the thread would be already locked.

It's telling.

As such, the respective posts have been flagged, just as any post advocating violence against a specific group should be. These forums are not the place to advocate violence, and I'm sure the staff will agree, regardless of your "morality" behind them.


Adamantine Dragon wrote:
Comrade Anklebiter wrote:


Ah, well, it was nice to talking to you, scab.

This was one of the defining moments of my young life actually. I had been working shoulder to shoulder with these guys for two years, we had literally sweated and bled together. We ate lunch together every day at a local seafood restaurant where we snuck a few beers along with our lunch. I hung out with them after work, one of them was a guitarist and we'd hang out after work and jam with him.

We had a blast. I was seriously considering joining the union.

Then the Steelworkers went on strike and the glazers joined the strike for "brotherhood". But I wasn't union so I didn't get paid. They did.

My boss asked me to continue working and I needed the money. So I did.

And they beat the crap out of me and stuffed me in a garbage can.

I learned a lot about life that day.

Interesting.


Adamantine Dragon wrote:
TriOmegaZero wrote:
In all seriousness, I'm sorry they reacted so inappropriately to you AD.

You know Tri, it was a very weird experience. And while the one guy did go nutzo, and all of them were pissed, it was a very strange situation. I didn't even know a strike was going on, I didn't do much in those days but work, eat, sleep and study. So I get up in the morning, go to work and there's nobody at the shack. That was odd. Then I saw all these TV vans and trucks and as I walked to the actual construction site there were all these big, burly guys carrying signs. Many of them I'd never seen before. I learned later they had been bused in by the union to bolster the picket lines.

I went back to the office to find out what to do, and they told me that I could either go home or cross the lines, but if I stayed home, I wouldn't get paid, and they had no idea how long the strike would last.

I figured that it was best to establish some boundaries right then and there, so I went back, found where my team was picketing and told them I had to go to work.

At first they tried to talk me out of it, but I told them that I simply didn't have enough saved up yet to afford another semester of college and that I didn't have any way to make that money before college started so I had to work.

The situation degraded from there until this one jerk that always disliked me decided that he was going to take control. So he started screaming at me to leave, waving his arms around and threatening to, as I recall, "kick my college ass."

I told him I wouldn't fight him, but that I wasn't going to go home. So he hauled back and punched me in the face. Which hurt like hell. But I just stood there and said "I'm going in". At that point the oldest guy there said "look, we can't just let you go in. We have to make a point. What if we dump you in the garbage can there?"

I said "what does that prove?" but I didn't object. So they did. And the steelworkers cheered them on. Afterwards I got out of the can and walked...

Also interesting, that they did not tell you a strike was going on. Would you have done things differently if you knew?


Also, in agreement with Orthos, no name calling, whether it's scab or anything else. I understand that this is a *very* tense subject for a lot of people that I consider friends here, but the name calling is NOT called for.

Final also- HOW THE HELL DID WE END UP ON THIS TOPIC ANYWAY?!?!??!


Andrew complaining about "kids these days" > AD mentioning his kids getting through/into college > AD explaining how his college days went > one of AD's anecdotes mentions union picketing > Meatrace gets on the scab thing

Project Manager

It didn't get shut down because most people here are pretty busy and I think a lot of the people with mod powers pay more attention to the On-Topic forums than the Off-Topic forums.

But that said, advocating violence against any group is not cool. Please self-moderate your discussion accordingly.


Orthos wrote:
Andrew complaining about "kids these days" > AD mentioning his kids getting through/into college > AD explaining how his college days went > one of AD's anecdotes mentions union picketing > Meatrace gets on the scab thing

Ah. Well. That would explain it.

The Exchange

Adamantine Dragon wrote:
A highly regarded expert wrote:
Matthew Morris wrote:
Nice to see 'Highly Regarded Expert' resort to name calling "Thanks for the opinion, Rush. You truly are a fountain." I prefer to read it as "I can't refute Andrew's point, so I'll resort to name calling." (It is especially funny considering Rush Limbaugh's background.)
Channeling right wing talkers can get you mistaken for one. Just sayin'.

Knee-jerk accusing people of channeling "right wing talkers" just because you disagree with them can get you mistaken for a left wing robot too.

Goes both ways expert.

lol telling people to take care of what bills they make and pay the bills they choose to make is right wing? Responsibility is just a right wing thing

The Exchange

NPC Dave wrote:
Andrew R wrote:
Do what you want but own your choice

Andrew, are you a baby boomer? I ask this because of the following...

In response to clever students burying their obligations in court during the 1970s, anti-default provisions were imposed to make it almost impossible to shed student loans in bankruptcy. In 1991 the statute of limitations for non-repayment was eliminated.

Students of college in the 1970s were baby boomers. Baby boomers who didn't want to "own" their choice took advantage of the system to weasel out of their loan obligations. Then, in 1998, when baby boomers were in charge and passing laws, what did they do?

Prior to 1998, some people could avoid repaying their student loans by declaring bankruptcy. Tougher laws in 1998 in the US made it virtually impossible to prove financial hardship great enough to have these loans forgiven in this way. Even permanent disability of a spouse or child is only reason enough for deferment, but not loan forgiveness.

So baby boomers entered the system, defaulted on their loans, and then made sure that future generations could not do the same, regardless of hardship, with college bills exponentially higher than the costs baby boomers had to face.

So, if you are a baby boomer, let us know.

Then again, if you are, don't, because not many of us can stomach the hypocrisy of the (Self-Important) Generation.

I am 32, boomer stupidity is to blame for many of our current problems. this is one

The Exchange

meatrace wrote:
Adamantine Dragon wrote:
meatrace wrote:
Adamantine Dragon wrote:

And they beat the crap out of me and stuffed me in a garbage can.

I learned a lot about life that day.

Yeah, like I dunno, don't cross picket lines you effing scab!

Yep, trying to make a living is an open invitation to felonious assault.

Nice to see your morality meat.

Well, since you were trying to steal food from his dinner table...

When you cross the picket lines you're saying "me getting paid is more important than everyone in this union getting paid."

But, as always, I'm far less concerned with individual morality than I am of collective morality. If the union isn't allowed to prevent scabs from entering (or at least harass them) then the union has absolutely zero power to bargain. If the union has zero power to bargain, then the business has no incentive to pay its employees well, and so the value of their labor is stolen from them.

If the choice is between a)the people that own the means of production getting ever richer off the sweat of the laborers (theft on a massive scale) or b)you getting a bloody nose (felonious assault on an individual scale), I know what my morality dictates.

No it is taking the meal that union boy turned his nose up at but will react with typical violence if anyone else dares want to work that job for the wage he is too good for.


...so guessing teacher loan forgiveness and joining the military are the only answers to the OP, then?

Grand Lodge

Heh, that's what me and my wife have done.

The Exchange

Matthew Morris wrote:
Adamantine Dragon wrote:

So, I was actually hired as non-union. Which created lots of fun experiences with the union folks when they went on strike and I had to cross the picket lines to keep from getting kicked out of my apartment.

Good times...

You know those old cartoons about the non-union workers getting tossed in the garbage cans?

I can assure you that it happens.

If you were a bus driver, you might have been shot at.

My experiences with Unions was universally negative. My dad is a tried and true union man and he got disillusioned about the AFL-CIO and Teamsters.

He once asked me why I didn't support unions in my workplace. I said "I get paid (at that time) 30+K a year to sit on my aft and answer the phones. I get 4 (5 next year!) weeks of vacation, and a good health plan. Why would I want a union to come in and screw that up?"

Organised labor has much in common with organised crime. Violence and demanding you pay them "for your own good" being top on the list. Having mobster Jr. running teamsters says a lot also.

Grand Lodge

Andrew R wrote:
Organised labor has much in common with organised crime. Violence and demanding you pay them "for your own good" being top on the list. Having mobster Jr. running teamsters says a lot also.

While you can draw parallels between the two, I think equivocating the two is a mistake.


Scintillae wrote:
...so guessing teacher loan forgiveness and joining the military are the only answers to the OP, then?

They aren't bad options, per se. But they are not for me.


Freehold DM wrote:
Scintillae wrote:
...so guessing teacher loan forgiveness and joining the military are the only answers to the OP, then?
They aren't bad options, per se. But they are not for me.

I'm not a teacher and I was already in the military. I would make less in the military than I do now.


Jessica Price wrote:
It didn't get shut down because most people here are pretty busy and I think a lot of the people with mod powers pay more attention to the On-Topic forums than the Off-Topic forums.

Perfectly understandable. Not trying to insinuate that you guys aren't doing your jobs. That's what the flag system is for, after all - giving you guys a heads-up that stuff is going on. =)


Andrew R wrote:
Adamantine Dragon wrote:
A highly regarded expert wrote:
Matthew Morris wrote:
Nice to see 'Highly Regarded Expert' resort to name calling "Thanks for the opinion, Rush. You truly are a fountain." I prefer to read it as "I can't refute Andrew's point, so I'll resort to name calling." (It is especially funny considering Rush Limbaugh's background.)
Channeling right wing talkers can get you mistaken for one. Just sayin'.

Knee-jerk accusing people of channeling "right wing talkers" just because you disagree with them can get you mistaken for a left wing robot too.

Goes both ways expert.

lol telling people to take care of what bills they make and pay the bills they choose to make is right wing? Responsibility is just a right wing thing

You seem to be laboring under the illusion that liberals want a "free ride," R. More right-wing robotics.

The Exchange

TriOmegaZero wrote:
Andrew R wrote:
Organised labor has much in common with organised crime. Violence and demanding you pay them "for your own good" being top on the list. Having mobster Jr. running teamsters says a lot also.
While you can draw parallels between the two, I think equivocating the two is a mistake.

tell that to people beat or shot for trying to pay their bills. Either by unions that demand your dues or mafia protection racket. I see little difference but a thin veil of "we are worker like you" between them. Hell at least the mafia was honest about what they were

Assistant Software Developer

How did a discussion about someone trying to pay off his student loans become a thread about unions? I think we're done here.

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