| Speaker for the Dead |
Illeist wrote:
Your armor isn't removed when it's destroyed, but you no longer gain any benefit or take any penalties from it.
I agree that you would get no AC benefit from destroyed armor.
However, even though I don't see any written rules on this, as a GM I'd rule that you have double the armor check penalty until you pry yourself out of the ruined husk. I'd also reduce the time required to shake yourself free of the remaining bits. It would probably be a move action or full round action depending on how it was destroyed.