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Does the 1.1 armor training bonus apply if a fighter is using a shield? Suppose a fighter is captured and loses most of his gear, but manages to scrounge up a shield...will he get the armor bonus just using a shield, or does he have to have armor on?
I see the mastery at level 19 applies to both shields and/or armor, which doesn't seem consistent...
And if it does work with shields, it should probably specify that the armor check penalty reduction applies to the total penalty, not both shields and armor.
If not, ignore the second paragraph there ^_^