Downtime Capital Spending Limit; per PC or per party?

[Faolán Maiali the Azure Abjurer]

The rules for downtime are a bit unclear as to whether the Spending Limit per Day for Goods, Influence, and Labor is a limit per character, or a limit per party.

I'm inclined to believe it's per PC, but that could lead to instances of a party pooling their limits together for utilizing capital (particularly when it comes to constructing a building). So in my game, there's a party of 5 and they're in Torch, a Large town with a limit of 25. If they pooled their limits, it would be 125, almost twice the limit of a metropolis!

However, if it's on a per party basis and PCs want to do different things with their capital, it would grind downtime construction to a halt.

Alternatively, it could be a mix of the two, per PC when the goals are unrelated, and per party when the goals are the same.

Is there an official ruling on this?

[*Thelith]

It's limited by the town.

So it's per party.

If there are 10 guys in town that can build a barn, there isn't suddenly 50 because 5 PCs need them, there are still only 10 and they can only build so fast.

[strayshift]

Time is the best limit, crafting is c.1,000gp/day so that constrains spending in my games.