Do monks lose any abilities when wearing mock armor?
Mock armor gives you no Armor Class bonus, doesn't affect your maximum Dexterity bonus, and has no armor check penalty, arcane spell failure chance, or speed reduction.
It is classified as adventuring gear, not armor. Therefore, it is no more a hindrance to a monk being able to retain their class features than clothes are.
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MOCK ARMOR
Price 90 gp; Weight 10 lbs.
When an arcane caster needs a disguise, she might don a suit of mock armor. Made from leather or thin wood such as balsa or bamboo and painted to look like metal, a suit of mock armor passes as full plate under all but the closest scrutiny. A character inspecting someone in mock armor must succeed at a DC 20 Perception check to identify it as fake. Mock armor gives you no Armor Class bonus, doesn't affect your maximum Dexterity bonus, and has no armor check penalty, arcane spell failure chance, or speed reduction. It cannot be given magical armor abilities, whether enhancement bonuses or properties like fortification or ghost touch. When wearing mock armor, you gain a +4 circumstance bonus on Bluff checks to conceal your identity or allegiance as a spellcaster (for example, in cities where arcane spellcasting is illegal). The Craft (carpentry) or Craft (leather) DC to create mock armor is 25.
It has no AC bonus, no armor check penalty, no max dex bonus, and can't be enchanted as armor in any way. It shouldn't affect monks.