| Dragonchess Player |
The soul is not technically a creature, so cannot be targeted by charm monster while not in its body (unless using some effect like astral projection). A charm monster cast on the monster's body will affect the mind inhabiting the body at that time (or the original creature's mind, if both minds are present, unless the other mind is deliberately targeted). If the monster is targeted (either in their own body or in another creature's body), they receive their normal Will save (as their mental ability scores do not change).
Possession effects are explained in greater detail in Occult Adventures.
| Dragonchess Player |
When a creature is possessed, they are essentially immune to mind effects.
That's one of the clarifications that Occult Adventures details (and I summarized). If the possessed creature's mind is not in the body (magic jar) it cannot be targeted by casting spells meant to target a "creature" (as a disembodied mind is not a creature). If the possessed creature's mind is still in the body (classic possession), then mind-affecting spells targeting the creature will still affect the creature's mind (assuming that the caster doesn't know about the possession to target the possessing mind instead of the creature's mind); however, it will not usually affect the possessing mind (unless it is an area effect or other spell that does not need to specify targets), which may continue to control the possessed creature's body (if the possessing mind is expelled or leaves before the duration of the mind-affecting effect ends, the formerly possessed creature is still under the effect).