wealth conversion


Rules Questions


Is there any kind of conversion fee for changing coins from one type to another (gold to platinum, for example)? Or even for changing coins to gems of the same value (50gp in coins to a 50gp gem, for example)? I haven't found such a rule in the CRB or the PFS Guide to Org. Play.

I ask because in PFSOP, PCs receive a certain amount of "gold" at the end of each scenario ... but I don't want my PC carrying around a couple thousand actual gold pieces, simply for encumbrance purposes. My group doesn't really make a big deal out of encumbrance, but I'd rather not get into a situation in which it becomes an issue (plus, I'm a bit on the OCD side and I NEED to comply with the rules ...).

Thanks.


Nope, no convserion fee. Keeping the gold in various types of gems have the added benefit of having gems at hand when the casters need them for material components.


No, there's no conversion fee in the core rules. In fact, it's expected that you can buy and sell trade goods for full price, so you can do even better than carrying platinum--just get a few gems or relatively durable art pieces of various values, keep a bit of money as coinage, and you're set.

Better yet, if your party is based in a particular city, see if there's a bank in the area. No need to hold it at all, plus it gives the GM an excuse to have you chase down some bank robbers later. : D


Ilja wrote:
Nope, no convserion fee. Keeping the gold in various types of gems have the added benefit of having gems at hand when the casters need them for material components.

Thanks, Ilja!

The Exchange Owner - D20 Hobbies

Just buy trade goods (Pound bars of Platinum, Gold or square yards of silk) and use it like money.

Core p140


Thanks Blahpers and James!

In a 3.5 campaign I played in, our party had storage lockers in a local bank where we kept our excess coins, gems, gear, and other items. Thankfully we also had a merciful DM as a bank security guard who never allowed thieves to come anywhere close to our stuff. :)

However, the same DM also instituted conversion fees for changing coins from one type into a higher type (gold to platinum, for example). The reasoning was that banks, merchants, or others would be taking on more coinage (weight and volume) by accepting lower denomination coins and giving up higher denomination ones. I didn't personally care for that house rule, but it wasn't a big deal. I'd rather have the security as a player knowing my PC's stuff was safe.

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