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If you had a choice which would you use?
Ummm - UMD because it usually uses a higher bonus?
Not sure what you want to hear.
Depends on the DC. For caster level check, it is the caster level of the writer, right? So, very low. But for UMD, it is 20 + spell level. Calculate both, and use whichever is more favorable.
The difference?
Caster level check if you fail the scroll is used up or worse, I think.
UMD you just fail and can try again.
I could be wrong on this.