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I had an interesting idea for a character who would be all about money, but i cant quite flesh it out. I in no way want to have a rich character, that's important, just someone who... understands the magic of the coin. In a world where value of anything gives it power, the object (coin) on which all of life is sustained has to have a significant amount of power. Almost divine. Let me give you a couple of examples of what i'd like him to do.
-He'd be a mercenary fighter. This doesnt really limit me though, as our group is small and used to multi-classing or making items that essentially let us cross abilities.
-He'd drop two copper near anyone he killed for the boatman.
-He'd have a Final Fantasy style Coin Toss ability: The more money he gets rid of, the more damage the attack does. Possibly just a multi-tiered "magic-coin-missile" ability.
-He'd have a lucky coin - maybe reroll one check or save a day.
Get where i'm going with this? Things we already associate with money or coins taken to a fantasy level. Do you have any more ideas i can add on?
If gambling is within the scope of your character vision, you should definitely take Power Attack, since it represents taking a greater risk (penalty to attack means lesser chance of success) for a greater reward (more damage).
You could also be a shield bash specialist, fighting with a giant coin (heavy steel shield).
How about:
Make It Rain (Sp): By spending $$$ the player may use Create Water or Control Weather as spell like abilities.
he dual wields light brown sacks with green dollar signs on it.
No, I'm sorry, there is no believeble way for this, perhaps a feat that adds a bonus to social skills thanks to bribes, but throwing a pound of gold at someone doesn't do more damage than a pound of stone.
I would use feats and prayers towards this but not a whole new class (altough a cleric who worships money could be fun).
I gather you are more looking for ideas on skills/feats etc, but if you were looking for coin themed gear (like the shield someone mentioned) you could have a suit of scale mail made from coins.
Otherwise maybe a coin flipping ability that can mesmerize people or distract them in combat giving a minus to their attack against you.
coins make good improvised shurikens.
Oh, hello there Monk of the Empty Hand!
Feng Shui Coin sword - used to purify evil spirits and fight evil incorporeal creatures and such with maybe a slight bonus of divine damage.
Coin fairy (su) - instead of tooth you put coins under pillows, you attract fey(or some other creatures) by this action. You might form a temporary contract with them with sufficient of coins.
I am disappointed that none of this is about chocolate coins. :(
@Sakuri, the believable part was for mundane uses. If Coin toss is a magic ability, by all means (even tough it would still look ridiculous). It reminds me of that "pull bullets out of your a$$" ability the gunslinger had (and partly still has).
The best I can think of is a cleric that worships money, or can fuel his spells by money, he doesn't have to buy a wand, but can cast like he has one, and the money goes strictly to god.
Or spell like pobbes suggested, that use coins.
What about the fighter having two weapons he uses regularly, but he flips a coin as a free or swift action and whatever it lands on in his hand (say side against his palm) determines what kind of weapon it materializes into. He can't just place it one way or the other to chose the weapon he's going to use, he has to leave it up to the flip of the coin. (would also be good for sneaking a weapon into places they shouldn't be)
The best I can think of is a cleric that worships money, or can fuel his spells by money, he doesn't have to buy a wand, but can cast like he has one, and the money goes strictly to god.
Or spell like pobbes suggested, that use coins.
Ooh! You could have coins that act as potions. When you flip the coin, the "potion" takes effect.
Hmm, what about making an arrangement with your DM so that your character, a cleric of Abadar, spend money instead of having spell spots. Off the cuff, you could use 1/10th the price of a scroll as the basis for each level or something.
One way could be using the monk archetype, Empty Hand or something like that, and letting coins work as improvised shuriken ammunition which could be enchanted like a bundle of ammunition can be.
A ring of telekinesis could also work, letting you fire of up to 15 "shurikens" at the same time. Could maybe copy the wizard Scroll Mage archetype, using the coins (visually) in a telekinetic style like Gambit as sword and shields, or maybe he's flicking coins to deflect attacks?
So when he's like level 5 he will have no gold?
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I think people are taking this a bit too literally. The OP sounded like this is a character that believes that the intrinsic value we all put in money gives it a greater power than just the metal they're stamped on. Since the pantheon of D&D has traditionally held that gods draw nourishment from the faith of their followers, it stands to reason that money has some sort of intrinsic magic simply due to how sought after it is by just about every intelligent being in the world.
I would imagine this character as some sort of divine spellcaster who uses money like clerics use their holy symbols. I'd give him class abilities hinging on his Appraise or Profession skills, and maybe he can heal people by giving them money, since having money in your possession grants you its power. I'd also encourage him to use the Steal combat maneuver, and if he gets something of great value off his opponent, he gets an extra bonus, because he's taken monetary power from that enemy.
@Robespierre: Throwing money as a weapon wouldn't necessarily make you go broke, since you could in theory gather up all the coins after the fight. My idea of healing people by giving them money wouldn't bankrupt anyone either, since buying a wand of CLW works out to 15gp per spell. If you can give someone 15gp to heal them 1d8, you're at the same wealth by level as the guy who bought a wand. And I was thinking you'd only give them 1gp, since it's the symbolic act of giving them money that makes the spell work, not the amount. That way you're also preventing the cheese of giving someone 100gp to heal them for 100d8 all at once.