So I have this boon from the 2020 convention and I want to know about using it on a character with a tonne of prestige. It says you pay all your current prestige to cast raise dead on one of your characters (including this one) and then continue giving all prestige you earned until you spend 20 prestige including your original prestige you spent. What if I want to give this to a character that already has 20 prestige banked to bring another one of my characters back from the dead? Do I still spend all my prestige but just not spend anymore after which is a bit rough seeing as how he is sitting on 40 prestige.
Venture-Lieutenant, Finland—Turku
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Unless they have changed the wording considerably, that's not how the boon works.
You spend the boon, and you can raise one of your allies (in that scenario) or yourself (if you died) by paying at least 4 prestige + whatever else you have. Then you need to pay the remaining 20-(whatever PP you had) during your following missions.
The point here is that normally raise dead costs just 16 PP, but the boon allows you to buy it as a debt, but the price is slightly higher than normal (20pp so 4pp more), so you can get the raise dead even on a character that would not have enough PP for the raise.
In effect, there's no benefit on using it on a character that has more than 16 PP because you could have just bought a raise dead normally.
You can't spend the boon on your character number 1 to raise your own character number 2 - otherwise you could just give it to a level 1 PC that has played two repeatable scenarios and has 4pp, and then just ditch that character, receiving a raise dead at an effective cost of 0 pp for another character with never needing to pay it off.