Master of Trade and Fame Limits on Spending

[shaxberd]

Do you apply the 10% Master of Trade discount before or after making a determination as to whether your Fame is high enough to purchase a particular item?

For example, if I had a Fame of 22, the rules allow me to purchase a magic item with a maximum gold piece value of 8000 gp from my faction. The normal cost of a +2 mithral breastplate would be 8200 gp, but with the discount, the cost would only be 7380 gp. As such, would having the Master of Trade vanity allow me to purchase this item with a Fame of 22 or not?

I checked the FAQ, but didn't see anything covering this and a search of the messageboards turned up nothing. Any help would be much appreciated. Thanks in advance.

[Sniggevert]

Always use the actual value of the item in question for determining fame requirements. I can think of no exceptions to this off the top of my head. So, you need to be able to afford the full 8,200 gp with your fame level.

[Jayder22]

Seems fairly straightforward to me. From Master of Trade:

"Once per game session, you may make any single purchase you could normally make at a 10% discount."

So you have to be able to normally make the purchase to get the discount. If you don't have enough fame for the original cost, you can't normally buy it.

[BigNorseWolf]

I'd say no. Exceeding the purchase limit is a different ability.

It really shouldn't matter. You should have the fame by the time you have the gold.