So, I have the WBL pulled up and I plan on just using whatever value is listed to create my character, but I'm not exactly sure what I should be using.
What I'm asking is at what point is the WBL chart most accurate? Is 10,500 gold (the amount listed for a 5th level character) standard for a new 5th level character, or for one that's near reaching 6th level? I'm guessing the former, but I'm not sure, so I just came here to ask.