Provos
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In 3.5 there were mw miltary saddles available for purchase are they available in PF?
Ride checks. If a masterwork saddle is also a military saddle, this bonus stacks with the +2 circumstance bonus that a military saddle provides to Ride checksrelating to staying in the saddle (see Player's Handbook, page 132).
Each masterwork saddle is tailored for a specific kind of creature. As such, it fits best on that kind of creature and thus provides its bonus only when used with that kind of creature. For example, a masterwork saddle made for heavy warhorses would provide its bonus if used on any
heavy warhorse, but would not provide a bonus if used on a dragon (assuming the saddle was of an appropriate size for the dragon).
Velcro Zipper
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What Varthanna suggests is basically correct from my view of it. A Masterwork Tool costs a flat 50gp and gives you a +2 to a related skill. Masterwork Instruments cost 100gp for the same bonus to Perform and you'll notice most of the items that grant bonuses cost at least 50gp.
I don't have any RAW to back this up. This is just what I'd allow in my campaign taking cues from what's already provided:
Masterwork Military Saddle: Cost 70gp (20gp+50gp for superior craftsmanship) 30lbs
This finely crafted saddle is specially molded to provide greater comfort and control to a rider. It grants a +2 circumstance bonus on all Ride checks. This bonus stacks with the +2 bonus to stay in the saddle already provided by virtue of this being a military saddle. If you are knocked unconscious while in a military saddle, you have a 75% chance of staying in the saddle.
Basically, it's the same saddle with a +2 to Ride for 50gp more.