Feat: Master of the Ledger


Rules Questions


Does it work in more than one place?

It hasn't become a point of contention yet, but the guy DMing for the character I'm playing initially thought it to mean that, and I can see why he came to that conclusion, but neither of us know.

If you aren't aware of the feat, it's located in the Pathfinder Companion: Taldor, Echoes of Glory on page 29. There are two parts of the feat in particular that raise this question:

Master of the Ledger:
If you have access to a marketplace in a settlement of village size or larger, you may invest up to 100 gp in that market; the exact nature of your investments isn’t important but is usually divided among several businesses. Once invested, you do not have access to this money for at least 1 month.

Emphasis mine. Also...

Master of the Ledger:
Very large or trade oriented cities may have multiple marketplaces, allowing you to invest in each, though local laws (particularly relating to guilds) may restrict what you can do.

(These two do not comprise the entire feat, but are the parts relevant to my question.) I am not set on taking the feat, and I'd like to think it doesn't tie you down to a single location, but if that's the intent, I probably just won't take it.


...Bump...

9___9;


Foghammer wrote:

...Bump...

9___9;

One more bump before I give up on the forumites.


Foghammer wrote:

Does it work in more than one place?

It hasn't become a point of contention yet, but the guy DMing for the character I'm playing initially thought it to mean that, and I can see why he came to that conclusion, but neither of us know.

If you aren't aware of the feat, it's located in the Pathfinder Companion: Taldor, Echoes of Glory on page 29. There are two parts of the feat in particular that raise this question:

** spoiler omitted **

Emphasis mine. Also...

** spoiler omitted **

(These two do not comprise the entire feat, but are the parts relevant to my question.) I am not set on taking the feat, and I'd like to think it doesn't tie you down to a single location, but if that's the intent, I probably just won't take it.

Reading just what you posted, and given the second part, where it discusses that in larger cities or trading centers there might be several available marketplaces, I would say you could invest in multiple marketplaces where ever you are. 100gold in the beast market, 100gold in the farmers market, 100gold in the slave market, 100gold in the ...


This feat is REAL easy to abuse in a campaign with lots and lots of "down time".

If you invest 5,500 gp in 55 markets - which is only part of the various such markets that can be found in just ONE of the big cities - in 75 months it becomes more than 500k gp (assuming you roll over all earnings into expanding your mercantile empire and collect all funds from agents - this latter result results in 6.25% compound interest MONTHLY).


Turin the Mad wrote:

This feat is REAL easy to abuse in a campaign with lots and lots of "down time".

If you invest 5,500 gp in 55 markets - which is only part of the various such markets that can be found in just ONE of the big cities - in 75 months it becomes more than 500k gp (assuming you roll over all earnings into expanding your mercantile empire and collect all funds from agents - this latter result results in 6.25% compound interest MONTHLY).

Fifty-five markets is far too much bookkeeping for me. But by that point, I'd probably be paying underlings to take care of my trivial business dealings while I ventured out and explored the world and funded my party.

I could be Batman, but without Gotham. :D


The 6.25% return every month assumes use of mini-onions to handle business on your behalf. :D. 31,250 gp/month after 75 months plus you've recouped more than double the 5,500 gp initial investment (about 13k and change assuming you leave the 5.000 markets in place to rake in the cash). In a year you can fashion 3 lich phylacteries. In 20 years you're the 6 million gp man. All for one feat and 5,500 gp up front.

5,000 markets is only covering any two of the major nation-states of Avistan - say, Andoran and Taldor. O.o


Turin the Mad wrote:

The 6.25% return every month assumes use of mini-onions to handle business on your behalf. :D. 31,250 gp/month after 75 months plus you've recouped more than double the 5,500 gp initial investment (about 13k and change assuming you leave the 5.000 markets in place to rake in the cash). In a year you can fashion 3 lich phylacteries. In 20 years you're the 6 million gp man. All for one feat and 5,500 gp up front.

5,000 markets is only covering any two of the major nation-states of Avistan - say, Andoran and Taldor. O.o

...o-o;; I'm playing the wrong character. YOU should probably be playing this character. XD

I'm not trying to break our game, I just wanted to play a character whose goals were less than heroic, but well-meaning. She wants to build a financial empire and use it to fund more heroic characters. And maybe have a caster build her a demi-plane to live on into retirement.

This feat seems like it'd do okay, if I don't abuse it. I got a few levels anyway (probably til level 7) because I'm working on another feat chain right now.


Hm. Interesting feat. I can already think of one player who'd be interested, even though you'd need to be in a Deep Space 9 type campaign (single area campaign) or invest in leadership (to get an agent you trust the DM not to monkey with.) Plus you need to invest 6 ranks in profession.

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