Wizards would get worse auto insurance rates because they would use magic to avoid traffic jams by making it fly. The insurance companies would most likely frown at flying cars.
Wizards would get worse auto insurance rates because they would use magic to avoid traffic jams by making it fly. The insurance companies would most likely frown at flying cars.
of course on the other side of the fence (or the median as the case may be) fighters do have that overly developed sense of road rage that keeps getting them into trouble (and probably raising their premiums as well!)
of course on the other side of the fence (or the median as the case may be) fighters do have that overly developed sense of road rage that keeps getting them into trouble (and probably raising their premiums as well!)
No, no, no . . . barbarians have road rage . . .
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It all depends on who gets in more wrecks and well I have to say that would mean the better rates would have to go to the Wizard. The Fighter goes out all day and attempts to find trouble but the wizard drives to and from school or maybe the library and well at least at low levels the will have better rates at higher levels well chances are that the Fighter would have better rates simply because the chances of extra planer events is much lower. Its all about the Risk factor. say 5th level the risk is about even for several levels but then it goes way way up for the mage. Clerics would have the lowest, well maybe not Druids might get a big discount for going green and not using swords and such.