Hello,
I came across an infinite money loop, which is slow to start but potentially substantial. I'd like a second opinion on whether this should be considered an exploit, and a heads up if I'm just rehashing old news. In case it this is new, I have included a suggestion for an errata fix which could eliminate this money loop.
This requires access to a Robe of Components (5000g), Two pearls of Power (1st) (2000g), time, and the Bless/Curse Water spell (1st Level Divine Caster such as a Cleric) to begin. This is a looping exploit. This can also be done with Continual Flame to lesser effect by Arcane casters, and Masterwork Transformation to far lesser effect due to casting time.
The Robe of Components allows the generation of 50g worth of spell components per day, effectively for free. This can be used to pay for the cost of creating Holy Water (25g) twice in a day, per pair of Robes. Using the Pearls of Power, you can refresh the spells and sell the resulting Holy Water for a 25g profit.
If allowed to do this 280 times (A little under a year), you end up making back your initial investment. If you do this 365 times (a year), you end up with 2125g profit. Best of all, it only took you maybe three rounds of your time a day. A modest profit for a year's time.
Lets say you'd like to do this more than once. You buy an extra robe, some extra pearls, and do the cycle twice each day with a short wardrobe change. Lets say the wardrobe change takes you five rounds, leaving you under a minute per casting cycle of your magical money water. So 50g a day, not too shabby.
Now lets get crazy, have you do this sixty times in an hour, 1500g a day. Lets have you do it eight hours a day, full time crafty,
12000g a day. I'm not even using anything that would extend the crafting time in the day at this point, of which there are several options. You're now effectively doing this routine 480 times a day, generating 960 flasks of holy or unholy water. Your modest 2125g profit for doing this a year has increased to 1,020,000g. That is profit, after paying off the materials. You're now officially a millionaire. This cycle can be started with as little as 5k investment, using your own spell slots instead of pearls of power. It takes time, to be sure, but if you're given that time this just gets sillier and sillier.
But wait, that isn't enough money generation per year? You want more? Well, introduce the Leadership feat and have an army of divine followers who assist in this as part of their duties. You'll turn the oceans to magic money water by the time you're done.
Potential Errata Fix: Any items created or enhanced using materials from Robes of Components lose their special properties if sold or given away.
Thank you for your time in reading this, and any feedback.