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The utility belt is a pretty useful exploit, but how good it is depends a lot on how often it can be used. The last line specifies that:
"Once you have spent the credits deposited in the belt, you must spend 1d4 hours buying supplies in a typical settlement before you can use the utility belt again."
Does this mean that you have to go shopping after every item you pull out, or does it mean that to increase the stored credits you need to spend time in a settlement?
In the first interpretation you can often only use 1 item per society adventure. While in the second interpretation having it completely full allows you to use it far more often if you use it on cheaper items.
Spent means full depleted. Until then you have some credits still in it and you haven't spent them.
I agree, if there are still credits in the batman belt, you can pull out that many credits worth of gear turn after turn until you're out.