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The current guide to organized play says to compute the average party level and round it to the nearest whole number to determine tier.
There is an exception if "you are exactly at 0.5" in which case you should "let the group decide which subtier they wish to play".
However if the APL is "between two subtiers" you either play up or down depending on the size of the party.
Which rule do you apply first? For example: take a party of six with an APL of 2.5?
Apply the .5 rule first: They are at .5 so they can choose between tier 1-2 and tier 4-5.
Apply the "between two subtiers" rule first: As a group of six they must play the higher tier with the four-character adjustment.
I am ignoring for the moment that the rule says "exactly .05" which the APL will never be. I assume they meant (in a 1-5 for example) either 2.5 or 3.5?