Is there a penalty for attacking a mounted foe from the ground? Conversely, is there an AC bonus for being mounted?
I know that attacking from atop a mount is "high ground" and confers a +1 bonus.
It seems to me that either a -4 "non-proficient" attack penalty when using a non-reach weapon or else a +4 "soft-cover" AC bonus would be appropriate. I'm inclined to go with the attack penalty based upon weapon type (two-handed weapons, reach weapons or creatures with natural reach, or any creature the size category of the mount or larger are except) rather than an AC bonus that will fluctuate vs. different attackers.
Factually and historically, infantry were at a serious disadvantage against cavalry unless they were armed with pole arms, many of which were specifically designed to pull riders from their saddles and dismount them. Some great- and two-handed swords were anecdotally created for the purpose of reaching a rider on horse-back. Otherwise, you're just swing high and either not even reaching any vital targets or not bringing the weapon to bear in an ideal manner.
It just seems to me that there should be something in the rules that touches upon this fact. Maybe I overlooked it, but otherwise I feel the bonuses/penalties noted above are balanced and comparable to current rules.
Did I miss something that's already in the book?
Thoughts?
Rez
