Thanks! This is where I am running into trouble. It expressly says that it is combat-trained, so I thought it had that package of tricks.
If phantom's can't wear armor, and this includes tack, this would mean I need to take a penalty on ride checks without a saddle?
Doesn't a normal wolf mount get a trip attack? It is a wolf, and a wolf is specifically called out as a possible mount for a ghost rider. I guess for the ghost rider, the type of animal is just a flavor?
Planning on using this character for a Confirmation game this week, and still working out what he can do and when, and the mount is the oddest part.