ONE PAGE DUNGEON: THE BELLS OF SOLVENT HEALTHCARE REFORM
JOHN Q PUBLIC
THIS DOCUMENT IS RELEASED TO PUBLIC UNDER CREATIVE COMMONS SHARE-ALIKE LICENSE 3.0
Entitlement = prestige class
Prestige class has levels; baseline = 0 level = minimum service provided to every citizen, if any; e.g.: Healthcare; baseline, one free dental cleaning per year
Levels are earned through experience points
Experience points = work credit(s), earned through employment or purchased levels are ever widening concentric circles of coverage
Experience points earned by work or purchased (like today’s social security credit)
Rationing Action Point Total (RAPT) determines whether a given service shall be provided to an individual, if that service is not normally covered by the current level
Services are feats, skills, and powers
Feats = full coverage
Limits = partial or copay coverage
Power = current Ration Action Point total locates individual in rationing queue, if economic reality reduces the ability of the government to a given level of service; people who don’t work and can’t pay have the lowest score and are the first to be rationed.
Healthcare System; there are seven levels, six representing a bell curve of 3 standard deviations plus a baseline 0-level. Two ways of looking at the curve:
From the user’s standpoint:
Like getting a social security card, everyone starts at level 0
level 0 = baseline coverage; extreme left 3rd deviation out; it gets baseline coverage; example: medical coverage baseline = 1 free annual teeth cleaning
level 1 = copper coverage; extreme left 2rd deviation out;= baseline + another group of coverages (those who stay here or below are
known as the copperheads (deadly American pit viper) and suited to this moniker by choice, demeanor, laziness, hard luck, stubbornness,
a separate reality, or just deadly venom and perhaps the willingness to use it.
level 2 = silver (level 2-4 same decent feats: differing limits);
level 3 = electrum
level 4 = gold
level 5 = platinum coverage; all feats, some limits
level 6 = mithril unlimited coverage; all feats, min limits
From the administrator's standpoint:
Management of the system is designed to service the typical American worker (i.e., someone who works 50 - 60 years of their life) with most falling in the silver electrum and gold coverages
techniques for management include
changing the experience points required per level
adjusting the feats and skills at a given level
Point of System Management is to privilege industry, both the employers and the effort of the individuals at work. Rationing Policy follows point of system management - If the typical American worker is being denied access to the better coverages, whether by economic downturn (scale Power by unemployment rate?), demographic blip, natural disasters, absurd shortages of rare earth, end of time doomsday scenario, etc. - The rationing must increase until a better threshold is achieved – Pareto’s Law has application here.
Level is determined by current experience points. Everyone starts at 0-level experience points are earned in work or by purchase. All experience points have equal value; e.g., the quarter of work performed by the doctor, soldier, or laborer counts no or less than the one put in by cashierist or dock worker. SSDI counts as work credit/SSI does not
Strictures:
Each Prestige Class must have a baseline, or 0-level, even if this is an empty service
No person shall be prevented from opting out (they still get baseline) or opting up (more experience points can always be purchased by those who can afford to do so
NET SOCIAL STATEMENT: Privileged American Citizen, you were told the rules and you wound up given your own initiative and without equivocation with the best healthcare America could afford to give you.
