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I am in a campaign where I recently brought this up to our new DM. I asked if my Wizard could ask around in the mages guild if there were any people interested in sharing any first circle spells.
He took a minute to roll up a few dedicated NPC's and had a gnome illusionist want to share spells with me for a cost of 10-15 gold per spell. It ended up being a good contact for me and I often visit this guy whenever I learn a new spell etc.
One other occasion was a grizzled old wizard who agreed to let me a copy a few spells if I would do a few tasks for him. This also worked out well as many fun side quests happened as a result.
Best advice I can give is maybe talk to your DM about this idea and that way they can have an idea of what spellcasters are in the area and if they are willing to share spells.