Blodeuwedd

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Is there any way to reduce the penalties of fighting defensively? Its for a sword and board paladin so the Crane Style Feat Path (UM) won't work.


I DM for some very imaginative players and, after recently clearing out a bandit camp, they set up a protection business that hires out trained cohorts to caravans to protect them from bandit attacks.

Are there any rules or books available that can provide me with stats for running a protection, travel and trade business?