When you have a really bad day, and in retelling the story to friends you put it thusly...
" Getting pulled over for expired plates (low int made me think I could wait longer) arrested for unpaid speeding ticket (low wis made me forget) stay over night (low cha made the judge 'not like the looks-a you') and haveing to stay over night (damn good bluff/intimidate check kept my arse virginal!)
... sent that exact note to dozens of friends explaining why i was late....