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If your character is fine literally talking to people through their wrist or letting another character interact with people instead, even if they technically "own" that character, go for it. Why is that a problem rules-wise? Interacting with other people is what's going to cause issues at that point. Just because the AI can talk real good does not negate the weirdness of the fact that somebody is holding up their smartphone to you so that you can talk with Siri instead of them. I'd imagine that alone would start causing penalties with diplomacy and the like if you started doing it too much and your GM was keen on it.
I don't think anyone said it's a problem from a rules perspective. I was pointng out that it is not the character who is making the skill check, but the artificial personality. So, the character's skill bonus is immaterial because it doesn't apply.