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The thread title really describes the question, but just to clarify, if a character charges at a creature, provoking AoOs from the attacked creature (because it has reach) and other creatures (from moving through their squares), does the -2 AC penalty apply?
For reference, in the PRD, the penalty is listed in the Attacking on a Charge section (which should come after the charge's movement)
Movement During a Charge: You must move before your attack, not after
and
Attacking on a Charge: After moving, you may make a single melee attack. You get a +2 bonus on the attack roll and take a –2 penalty to your AC until the start of your next turn.
That implies (to me) that the penalty doesn't apply until after the charge attack is made, but I'd like clarification.
Thanks in advance.